Business Credit Cards

Pick the business credit card that gives you the flexibility to manage your cashflow and give you the
most rewards.

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ANZ Bank
56987
ANZ Visa Business Card Low Rate
Purchase Rate (p.a.)

12.90%

Balance Transfer

1.99% p.a. for 24 months

Interest Free Days

55 Days

Make the most of a lower interest rate and you could save money on interest costs

  • Extended Warranty Insurance

Promotion Details

$0 annual card fee for the first year on any new ANZ Visa Business card.

Interest Rate Cash Advance (p.a.)19.95%

Additional Card Fee/Joint Account$10 p.a.

Minimum Credit Limit-

Foreign Currency Purchases-

Overseas Travel Insurance-

Payment TypeApple Pay and Google Pay

Other-

More Info
Kiwibank
56996
Kiwibank Business Mastercard
Purchase Rate (p.a.)

16.90%

Balance Transfer

-

Interest Free Days

Up to 55 days

The simple way to pay for business expenses — with one of the most competitive interest rates available to businesses.

Interest Rate Cash Advance (p.a.)-

Additional Card Fee/Joint Account-

Minimum Credit Limit-

Foreign Currency Purchases1.85% of the NZ dollar value

Overseas Travel Insurance-

Payment Type-

Other-

More Info
Bank of New Zealand
56994
BNZ Business First Lite Visa
Purchase Rate (p.a.)

14.95%

Balance Transfer

0.00% p.a.

Interest Free Days

Up to 55 days

A low interest rate business card that’s great for small businesses.

Interest Rate Cash Advance (p.a.)-

Additional Card Fee/Joint Account$5 per moth per card

Minimum Credit Limit-

Foreign Currency Purchases2.25% of the NZ dollar value

Overseas Travel Insurance-

Payment TypeApple Pay and Google Pay

Other-

More Info
ASB Bank
56992
ASB Visa Business
Purchase Rate (p.a.)

20.95%

Balance Transfer

-

Interest Free Days

Up to 50 days

Visa Business is a convenient way to make business purchases and manage everyday cash flow. You can also have multiple cards and set a credit limit for each, giving you greater control.

Interest Rate Cash Advance (p.a.)22.95%

Additional Card Fee/Joint Account-

Minimum Credit Limit$1000 per card

Foreign Currency Purchases-

Overseas Travel Insurance-

Payment TypeApple Pay, Google Pay, Fitbit Pay, Garmin Pay and ASB Paytag

Other-

More Info
Westpac
56997
Westpac Airpoints Business Mastercard
Purchase Rate (p.a.)

20.95%

Balance Transfer

5.95% p.a.

Interest Free Days

44 days

 Earn 1 Airpoints Dollar™ per $75NZD, and one Status Point per $225NZD.

  • No annual account fee for your Airpoints Business Mastercard for as long as you have a personal Airpoints Platinum Mastercard account open Otherwise $145 per year
  • Extended Warranty Insurance

Interest Rate Cash Advance (p.a.)22.95%

Additional Card Fee/Joint Account$25 per card

Minimum Credit Limit-

Foreign Currency Purchases2.50% of transaction amount

Overseas Travel InsuranceUpt to 35 days

Payment TypeApple Pay and Westpac Pay

Other-

More Info
American Express
56985
The American Express Business Card
Purchase Rate (p.a.)

Upon application

Balance Transfer

-

Interest Free Days

-

The Business Card is a Charge Card that does not restrict you with a pre-set spending limit. Charges are approved based on your resources and spending pattern and, because your Account is settled in full each month, you will pay no interest.

  • 1 Membership Rewards point for every $1 spent on your Card

Interest Rate Cash Advance (p.a.)-

Additional Card Fee/Joint Account$40 per card

Minimum Credit Limit-

Foreign Currency Purchases-

Overseas Travel Insurance-

Payment TypeApple Pay, Google Pay, Samsung Pay and Fitbit Pay

Other-

More Info
ANZ Bank
56988
ANZ Visa Business Card Airpoints
Purchase Rate (p.a.)

19.95%

Balance Transfer

1.99% p.a. for 24 months

Interest Free Days

44 Days

Earn 1 Airpoints Dollar for every $75 spent on eligible purchases or 1 Airpoints Dollar for every $50 spent directly with Air New Zealand

  • Extended Warranty Insurance

Promotion Details

$0 annual card fee for the first year on any new ANZ Visa Business card.

Interest Rate Cash Advance (p.a.)19.95%

Additional Card Fee/Joint Account$10 p.a.

Minimum Credit Limit-

Foreign Currency Purchases-

Overseas Travel Insurance-

Payment TypeApple Pay and Google Pay

Other-

More Info
ANZ Bank
56989
ANZ Visa Business Card Cashback
Purchase Rate (p.a.)

19.95%

Balance Transfer

1.99% p.a. for 24 months

Interest Free Days

55 Days

Receive up to 1% cash back on all eligible purchases

  • Extended Warranty Insurance

Promotion Details

$0 annual card fee for the first year on any new ANZ Visa Business card.

Interest Rate Cash Advance (p.a.)19.95%

Additional Card Fee/Joint Account$10 p.a.

Minimum Credit Limit-

Foreign Currency Purchases-

Overseas Travel Insurance-

Payment TypeApple Pay and Google Pay

Other-

More Info
ASB Bank
56993
ASB Visa Business Rewards
Purchase Rate (p.a.)

19.95%

Balance Transfer

0.00% p.a.

Interest Free Days

Up to 50 days

Spend $100 = True Reward $1 or Spend $50 = 1c off per/L AA Smartfuel

Interest Rate Cash Advance (p.a.)22.95%

Additional Card Fee/Joint Account$10 per card

Minimum Credit Limit$1000 per account

Foreign Currency Purchases-

Overseas Travel Insurance-

Payment TypeApple Pay, Google Pay, Fitbit Pay, Garmin Pay and ASB Paytag

Other-

More Info
Bank of New Zealand
56995
BNZ Business First Visa
Purchase Rate (p.a.)

18.95%

Balance Transfer

-

Interest Free Days

Up to 44 days

A card that simplifies purchasing and expenses for larger businesses.

Interest Rate Cash Advance (p.a.)-

Additional Card Fee/Joint Account$6.25 a quarter, per card account fee

Minimum Credit Limit-

Foreign Currency Purchases2.25% of the NZ dollar value

Overseas Travel Insurance-

Payment TypeApple Pay and Google Pay

Other-

More Info
Westpac
56998
Westpac BusinessPLUS Mastercard with hotpoints
Purchase Rate (p.a.)

20.95%

Balance Transfer

5.95% p.a.

Interest Free Days

55 days

Earn 1.25 hotpoints® on every dollar you spend on your card

  • BusinessPLUS MasterCard holders who also have a personal Westpac Platinum card will not be charged the BusinessPLUS annual fee for as long as they keep their personal Westpac Platinum card account open Otherwise $100 per year
  • Extended Warranty Insurance

Interest Rate Cash Advance (p.a.)22.95%

Additional Card Fee/Joint Account$25 per card

Minimum Credit Limit-

Foreign Currency Purchases2.50% of transaction amount

Overseas Travel InsuranceUpt to 35 days

Payment TypeApple Pay and Westpac Pay

Other-

More Info
American Express
56986
The American Express Gold Business Card
Purchase Rate (p.a.)

Upon application

Balance Transfer

-

Interest Free Days

Up to 50 days

1 Membership Rewards point for every $1 spent on your Card

Interest Rate Cash Advance (p.a.)-

Additional Card Fee/Joint Account$70 per card

Minimum Credit Limit-

Foreign Currency Purchases-

Overseas Travel InsuranceYes

Payment TypeApple Pay, Google Pay, Samsung Pay and Fitbit Pay

Other-

More Info
ANZ Bank
56990
ANZ Visa Purchasing Card
Purchase Rate (p.a.)

19.95%

Balance Transfer

-

Interest Free Days

-

An ANZ Visa Purchasing Card is an ideal way to manage frequent, low value business transactions and streamline your procurement – a great option if you have a large number of cardholders.

Interest Rate Cash Advance (p.a.)19.95%

Additional Card Fee/Joint Account-

Minimum Credit Limit-

Foreign Currency Purchases-

Overseas Travel Insurance-

Payment TypeApple Pay and Google Pay

Other-

More Info
ANZ Bank
56991
ANZ Visa Corporate Card
Purchase Rate (p.a.)

19.95%

Balance Transfer

-

Interest Free Days

-

An ANZ Visa Corporate Card is a convenient way to manage your company’s travel and entertainment expenses. It can also be used to pay for other low value, high volume transactions, such as stationery items.

Interest Rate Cash Advance (p.a.)19.95%

Additional Card Fee/Joint Account-

Minimum Credit Limit-

Foreign Currency Purchases-

Overseas Travel Insurance-

Payment TypeApple Pay and Google Pay

Other-

More Info
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