Buy Now Pay Later

Understand all your payment options when you are getting some retail therapy.

oxipay.co.nz
56434
oxipay.co.nz

Get your purchases now and pay over 4 or 8 payments interest free. Four fortnightly payments or eight weekly payments.

Total Payment Duration

4 or 8 weeks

Late Fee

$10

App

No

  • We charge our retailers directly, so you only pay the cost of your purchase
  • There is zero interest and zero added fees, as long as you pay on time
Eligibility

Live in New Zealand

Are at least 18 years old

Have a valid and verifiable email address and a New Zealand mobile number

Have a New Zealand Mastercard or Visa credit or debit card

Have a New Zealand residential and shipping address

Have a New Zealand drivers licence

More Info
Laybuy.co.nz
56435
Laybuy.co.nz

Get it now. Pay it in 6. Interest Free. Easy

Total Payment Duration

6 weeks

Late Fee

$10

App

Yes

  • Only pay the price of your purchase, when you pay your instalments on time.
  • Take your purchase now, and pay it in 6 automatic weekly payments on the day of your choice
Eligibility

Must be a New Zealand resident

Are at least 18 years old

Before you can use Laybuy you need to provide us with your full name, residential address, email address and your mobile number for the credit check/verification.

We will also need your Visa Debit or Credit Card details so that we can deduct the amounts in connection with your purchase.

More Info
zipmoney.co.nz - Zip | Pay
56436
zipmoney.co.nz - Zip | Pay

Zip Pay is an interest free online shopping wallet with a credit limit of up to $1,000

Total Payment Duration

6 weeks

Late Fee

$5

App

Yes

  • Tailor your repayments to suit your lifestyle – weekly, fortnightly or monthly.
  • Easy, interest free payments. No hidden fees or upfront payments.
Eligibility

Anyone who is over 18 years old

is a New Zealand resident

is employed in some capacity

earns more than $300 per week

More Info
afterpay.com
56437
afterpay.com

Pay for your purchase over 4 instalments, due every two weeks. You’ll pay your first installment at the time of purchase.

Total Payment Duration

6 weeks

Late Fee

$10

App

Yes

  • Orders ship as they would with any other form of payment, as quickly as you choose. Delay the pay, not your gratification.
  • Afterpay is always zero interest, and there are never additional fees when you pay on time.
Eligibility

Live in New Zealand

Are at least 18 years old

Are capable of entering into a legally binding contract

Have a valid and verifiable email address and mobile number

Use a New Zealand credit or debit card to make the purchase

More Info
zipmoney.co.nz - Zip | Money
56438
zipmoney.co.nz - Zip | Money

Zip Money is a line of credit for larger amounts, generally $1,000 to $8,000

Total Payment Duration

6 months interest free period

Late Fee

$15

App

Yes

  • There is a one-off establishment fee to pay when you activate the account (between $0-$99, depending on your credit limit).
  • There is a monthly service fee of $6.00 when there is an outstanding balance on your account.
  • The minimum monthly repayment is either a dollar figure (e.g. $40), or 3% of your balance owing - whichever is greater
Eligibility

Anyone who is over 18 years old

is a New Zealand resident

is employed in some capacity

earns more than $300 per week

More Info
genoapay.com
56439
genoapay.com

Get the products and services you need today, pay for them over 10 weekly instalments.

Total Payment Duration

10 weeks

Late Fee

$10

App

No

  • Pay 10% upfront and the rest in 9 weekly automatic payments. That’s more leeway to pay than other payment plans.
  • Pay each instalment on time and it won’t cost a cent more than the purchase price.
Eligibility

You will need to be at least 18 years of age

Hold a valid New Zealand drivers license or New Zealand passport

Have a debit or credit card

More Info
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