Credit Cards
Credit cards don’t need to be complicated, we’ve broken down all the details. Pick which features are the most important to you.
Last Updated Saturday, May 18, 2019 - 9:02am
| Institute | Product name | Type | Rate on purchases | Rate on cash advancesort descending | Interest free days | Annual account fee | More info |
|---|---|---|---|---|---|---|---|
 The Co-operative Bank Fair Rate Credit Card has the lowest bank rate in New Zealand |
Fair Rate Credit Card | Low interest | 12.95% p.a | 12.95% p.a | up to 55 days | $10 every six months | Go to site |
 TSB Bank |
Visa Classic | Standard | 18.50% p.a | 18.50% p.a | Up to 55 days | $15 per half year | Go to site |
 Bank of New Zealand |
BNZ Advantage Visa Platium | Rewards | 18.95% p.a | 18.95% p.a | up to 55 days | $45 Half-yearly | Go to site |
 ANZ Bank |
ANZ Low Rate Visa | Low interest | 13.90% p.a | 20.95% p.a | Up to 55 days | $35 p.a. (charged $17.50 half-yearly) | Go to site |
|
ANZ Bank |
ANZ Airpoints Visa Platinum | Premium | 20.95% p.a | 20.95% p.a | Up to 44 days | $150 p.a. (charged $75 half-yearly) | Go to site |
|
ANZ Bank |
ANZ Cashback Visa Platinum | Premium | 20.95% p.a | 20.95% p.a | Up to 55 days | $125 p.a. (charged in full once a year) | Go to site |
|
ANZ Bank |
ANZ Airpoints Visa | Airpoints | 20.95% p.a | 20.95% p.a | Up to 44 days | $65 p.a.(charged $32.50 half-yearly) | Go to site |
|
ANZ Bank |
ANZ Cashback Visa | Rewards | 20.95% p.a | 20.95% p.a | Up to 55 days | $60 p.a. (charged in full once a year) | Go to site |
 Kiwibank |
Mastercard Gold | Premium | 17.90% p.a | 22.95% p.a | Up to 55 | $40 every 6 months | Go to site |
 ASB Bank |
Visa Rewards | Rewards | 20.95% p.a | 22.95% p.a | Up to 55 days | $20 every 6 months | Go to site |
|
Kiwibank |
Low Rate Mastercard | Low interest | 13.45% p.a | 22.95% p.a | Up to 55 | $24 every 6 months | Go to site |
 Westpac |
hotpoints World MasterCard | Rewards | 16.95% p.a | 22.95% p.a | Up to 44 days | $390 per year | Go to site |
 Warehouse Money |
Purple Visa | Low fee | 19.95% p.a | 22.95% p.a | Up to 55 | $55 Establishment Fee with $0 Annual Fee | Go to site |
|
ASB Bank |
Visa Platinum Rewards | Premium | 19.95% p.a | 22.95% p.a | Up to 55 days | $40 every 6 months | Go to site |
|
Westpac |
Low Rate MasterCard | Low interest | 13.45% p.a | 22.95% p.a | Up to 55 days | $25 per year | Go to site |
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