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Last Updated Saturday, December 15, 2018 - 8:18am
Institute Product name Upfront Feessort descending Advertised Rate Comparison Rate Payment Amount More Info
Sovereign
Fixed 12 months special rateLVR <= 80% $0 4.05%

Sovereign loans are only available via a mortgage adviser, an application fee may be charged by the adviser

4.05% $1,200.76
Representative example: The advertised rate is 4.05%, so if you borrow $250,000 over 30 years you will pay $0 in Upfront Fees and no Monthly Fees. Your monthly repayment amount will be $1,200.76 and you will pay $432,272.12 in total over the life of the mortgage
Sovereign
Fixed 24 months $0 4.69%

Sovereign loans are only available via a mortgage adviser, an application fee may be charged by the adviser

4.69% $1,295.09
Representative example: The advertised rate is 4.69%, so if you borrow $250,000 over 30 years you will pay $0 in Upfront Fees and no Monthly Fees. Your monthly repayment amount will be $1,295.09 and you will pay $466,233.23 in total over the life of the mortgage
Sovereign
Fixed 36 months special rateLVR <= 80% $0 4.49%

Sovereign loans are only available via a mortgage adviser, an application fee may be charged by the adviser

4.49% $1,265.23
Representative example: The advertised rate is 4.49%, so if you borrow $250,000 over 30 years you will pay $0 in Upfront Fees and no Monthly Fees. Your monthly repayment amount will be $1,265.23 and you will pay $455,482.18 in total over the life of the mortgage
Kiwibank
6 month fixed $0 4.99% 4.99% $1,340.53
Representative example: The advertised rate is 4.99%, so if you borrow $250,000 over 30 years you will pay $0 in Upfront Fees and no Monthly Fees. Your monthly repayment amount will be $1,340.53 and you will pay $482,589.57 in total over the life of the mortgage
Sovereign
Variable Rate Loan $0 5.90%

Sovereign loans are only available via a mortgage adviser, an application fee may be charged by the adviser

5.90% $1,482.84
Representative example: The advertised rate is 5.90%, so if you borrow $250,000 over 30 years you will pay $0 in Upfront Fees and no Monthly Fees. Your monthly repayment amount will be $1,482.84 and you will pay $533,822.86 in total over the life of the mortgage
Kiwibank
1 year fixedLVR <= 80% $0 4.05% 4.05% $1,200.76
Representative example: The advertised rate is 4.05%, so if you borrow $250,000 over 30 years you will pay $0 in Upfront Fees and no Monthly Fees. Your monthly repayment amount will be $1,200.76 and you will pay $432,272.12 in total over the life of the mortgage
Sovereign
Fixed 6 months $0 5.25%

Sovereign loans are only available via a mortgage adviser, an application fee may be charged by the adviser

5.25% $1,380.51
Representative example: The advertised rate is 5.25%, so if you borrow $250,000 over 30 years you will pay $0 in Upfront Fees and no Monthly Fees. Your monthly repayment amount will be $1,380.51 and you will pay $496,983.33 in total over the life of the mortgage
Kiwibank
2 year fixedLVR <= 80% $0 4.29% 4.29% $1,235.71
Representative example: The advertised rate is 4.29%, so if you borrow $250,000 over 30 years you will pay $0 in Upfront Fees and no Monthly Fees. Your monthly repayment amount will be $1,235.71 and you will pay $444,855.98 in total over the life of the mortgage
Sovereign
Fixed 18 months $0 4.59%

Sovereign loans are only available via a mortgage adviser, an application fee may be charged by the adviser

4.59% $1,280.12
Representative example: The advertised rate is 4.59%, so if you borrow $250,000 over 30 years you will pay $0 in Upfront Fees and no Monthly Fees. Your monthly repayment amount will be $1,280.12 and you will pay $460,842.22 in total over the life of the mortgage
Kiwibank
3 year fixedLVR <= 80% $0 4.49% 4.49% $1,265.23
Representative example: The advertised rate is 4.49%, so if you borrow $250,000 over 30 years you will pay $0 in Upfront Fees and no Monthly Fees. Your monthly repayment amount will be $1,265.23 and you will pay $455,482.18 in total over the life of the mortgage
Heretaunga Building Society
Fixed 2 years $0 4.85% 4.85% $1,319.23
Representative example: The advertised rate is 4.85%, so if you borrow $250,000 over 30 years you will pay $0 in Upfront Fees and no Monthly Fees. Your monthly repayment amount will be $1,319.23 and you will pay $474,922.64 in total over the life of the mortgage
Kiwibank
Revolving credit $0 5.85% 5.85% $1,474.85
Representative example: The advertised rate is 5.85%, so if you borrow $250,000 over 30 years you will pay $0 in Upfront Fees and no Monthly Fees. Your monthly repayment amount will be $1,474.85 and you will pay $530,946.84 in total over the life of the mortgage
Sovereign
Fixed 18 months special rateLVR <= 80% $0 4.19%

Sovereign loans are only available via a mortgage adviser, an application fee may be charged by the adviser

4.19% $1,221.08
Representative example: The advertised rate is 4.19%, so if you borrow $250,000 over 30 years you will pay $0 in Upfront Fees and no Monthly Fees. Your monthly repayment amount will be $1,221.08 and you will pay $439,590.32 in total over the life of the mortgage
Sovereign
Fixed 60 months $0 5.49%

Sovereign loans are only available via a mortgage adviser, an application fee may be charged by the adviser

5.49% $1,417.90
Representative example: The advertised rate is 5.49%, so if you borrow $250,000 over 30 years you will pay $0 in Upfront Fees and no Monthly Fees. Your monthly repayment amount will be $1,417.90 and you will pay $510,445.57 in total over the life of the mortgage
Sovereign
Fixed 36 months $0 4.89%

Sovereign loans are only available via a mortgage adviser, an application fee may be charged by the adviser

4.89% $1,325.30
Representative example: The advertised rate is 4.89%, so if you borrow $250,000 over 30 years you will pay $0 in Upfront Fees and no Monthly Fees. Your monthly repayment amount will be $1,325.30 and you will pay $477,107.16 in total over the life of the mortgage

Pages

Monthly payment amount is based on a $250,000 mortgage over 30 years. The amount takes into account Upfront Fees and Monthly Fees and is an indicative payment amount only.

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Comparison Calculations

The calculations for Monthly Payment Amount and Annual Comparison rate are based on a principal amount of $250,000 and a term of 30 years. These figures take into account the Advertised Interest Rate, Upfront Fees and any Monthly Fees. We calculate these figures as it gives our users a better way to compare each loan. All figures are indicative for comparison purposes only, they do not constitute a quote. Users who are looking to enter into a mortgage contract should seek an exact quote from a mortgage broker or from the institution directly.

 

Monthly payment amount is based on a $250,000 mortgage over 30 years. The amount takes into account Upfront Fees and Monthly Fees and is an indicative payment amount only. The Annual Comparison Rate (APR) takes into account the Advertised Interest Rate, Upfront Fees and any Monthly Fees. We calculate this as it gives our users a better way to compare each loan.

The Annual Comparison Rate (APR) takes into account the Advertised Interest Rate, Upfront Fees and any Monthly Fees. We calculate this as it gives our users a better way to compare each loan.