Home >> Mortgages

Mortgages

Our goal is to make it quick, easy and free to find out what’s on offer and from who.

Last Updated Saturday, December 15, 2018 - 8:18am
Institutesort descending Product name Upfront Fees Advertised Rate Comparison Rate Payment Amount More Info
ANZ Bank
Flexible rate $500 5.90% 6.00% $1,498.31
Representative example: The advertised rate is 5.90%, so if you borrow $250,000 over 30 years you will pay $500 in Upfront Fees and $12.5 in Monthly Fees. Your monthly repayment amount will be $1,498.31 and you will pay $539,390.50 in total over the life of the mortgage
ANZ Bank
3 years $500 4.99% 5.01% $1,343.21
Representative example: The advertised rate is 4.99%, so if you borrow $250,000 over 30 years you will pay $500 in Upfront Fees and no Monthly Fees. Your monthly repayment amount will be $1,343.21 and you will pay $483,554.75 in total over the life of the mortgage
ANZ Bank
1 year $500 4.55% 4.57% $1,276.70
Representative example: The advertised rate is 4.55%, so if you borrow $250,000 over 30 years you will pay $500 in Upfront Fees and no Monthly Fees. Your monthly repayment amount will be $1,276.70 and you will pay $459,611.86 in total over the life of the mortgage
ANZ Bank
5 years $500 5.69% 5.71% $1,452.32
Representative example: The advertised rate is 5.69%, so if you borrow $250,000 over 30 years you will pay $500 in Upfront Fees and no Monthly Fees. Your monthly repayment amount will be $1,452.32 and you will pay $522,833.77 in total over the life of the mortgage
ANZ Bank
4 years $500 5.55% 5.57% $1,430.18
Representative example: The advertised rate is 5.55%, so if you borrow $250,000 over 30 years you will pay $500 in Upfront Fees and no Monthly Fees. Your monthly repayment amount will be $1,430.18 and you will pay $514,864.71 in total over the life of the mortgage
ANZ Bank
18 months $500 4.69% 4.71% $1,297.68
Representative example: The advertised rate is 4.69%, so if you borrow $250,000 over 30 years you will pay $500 in Upfront Fees and no Monthly Fees. Your monthly repayment amount will be $1,297.68 and you will pay $467,165.70 in total over the life of the mortgage
ANZ Bank
2 years $500 4.79% 4.81% $1,312.77
Representative example: The advertised rate is 4.79%, so if you borrow $250,000 over 30 years you will pay $500 in Upfront Fees and no Monthly Fees. Your monthly repayment amount will be $1,312.77 and you will pay $472,598.28 in total over the life of the mortgage
ANZ Bank
6 months $500 4.99% 5.01% $1,343.21
Representative example: The advertised rate is 4.99%, so if you borrow $250,000 over 30 years you will pay $500 in Upfront Fees and no Monthly Fees. Your monthly repayment amount will be $1,343.21 and you will pay $483,554.75 in total over the life of the mortgage
ANZ Bank
Floating rate $500 5.79% 5.81% $1,468.22
Representative example: The advertised rate is 5.79%, so if you borrow $250,000 over 30 years you will pay $500 in Upfront Fees and no Monthly Fees. Your monthly repayment amount will be $1,468.22 and you will pay $528,559.75 in total over the life of the mortgage
ANZ Bank
2 yearsLVR <= 80% $500 4.29%

Minimum 20% equity, ANZ transaction account with salary direct credited plus one other product. Not available with package discounts.

4.31% $1,238.18
Representative example: The advertised rate is 4.29%, so if you borrow $250,000 over 30 years you will pay $500 in Upfront Fees and no Monthly Fees. Your monthly repayment amount will be $1,238.18 and you will pay $445,745.70 in total over the life of the mortgage
ANZ Bank
1 yearLVR <= 80% $500 4.05%

Minimum 20% equity, ANZ transaction account with salary direct credited plus one other product. Not available with package discounts.

4.07% $1,203.16
Representative example: The advertised rate is 4.05%, so if you borrow $250,000 over 30 years you will pay $500 in Upfront Fees and no Monthly Fees. Your monthly repayment amount will be $1,203.16 and you will pay $433,136.66 in total over the life of the mortgage
ASB Bank
36 month Special RateLVR <= 80% $150 4.49% 4.50% $1,265.99
Representative example: The advertised rate is 4.49%, so if you borrow $250,000 over 30 years you will pay $150 in Upfront Fees and no Monthly Fees. Your monthly repayment amount will be $1,265.99 and you will pay $455,755.46 in total over the life of the mortgage
ASB Bank
24 month $150 4.69% 4.70% $1,295.87
Representative example: The advertised rate is 4.69%, so if you borrow $250,000 over 30 years you will pay $150 in Upfront Fees and no Monthly Fees. Your monthly repayment amount will be $1,295.87 and you will pay $466,512.97 in total over the life of the mortgage
ASB Bank
48 month $150 5.35% 5.36% $1,396.87
Representative example: The advertised rate is 5.35%, so if you borrow $250,000 over 30 years you will pay $150 in Upfront Fees and no Monthly Fees. Your monthly repayment amount will be $1,396.87 and you will pay $502,873.87 in total over the life of the mortgage
ASB Bank
24 month Special RateLVR <= 80% $150 4.29% 4.30% $1,236.45
Representative example: The advertised rate is 4.29%, so if you borrow $250,000 over 30 years you will pay $150 in Upfront Fees and no Monthly Fees. Your monthly repayment amount will be $1,236.45 and you will pay $445,122.90 in total over the life of the mortgage

Pages

Monthly payment amount is based on a $250,000 mortgage over 30 years. The amount takes into account Upfront Fees and Monthly Fees and is an indicative payment amount only.

Welcome to our mortgage guide. This page is put together to give you the straight read-more

Feel like you don't want to make a bad decision with your biggest asset, worried about committing yourself to a bad read-more

It’s three years since I took out a mortgage and due to a raise I now have a bit extra left each week. I could put read-more

Picking the right mortgage product can save you thousands of dollars and reduce the time to pay. However, if you go read-more

Should I use a mortgage broker or go direct to a bank? Which one is cheapest and who will give me the best, unbiased read-more

What is LVR and how does it effect your ability to get a home loan?

Comparison Calculations

The calculations for Monthly Payment Amount and Annual Comparison rate are based on a principal amount of $250,000 and a term of 30 years. These figures take into account the Advertised Interest Rate, Upfront Fees and any Monthly Fees. We calculate these figures as it gives our users a better way to compare each loan. All figures are indicative for comparison purposes only, they do not constitute a quote. Users who are looking to enter into a mortgage contract should seek an exact quote from a mortgage broker or from the institution directly.

 

Monthly payment amount is based on a $250,000 mortgage over 30 years. The amount takes into account Upfront Fees and Monthly Fees and is an indicative payment amount only. The Annual Comparison Rate (APR) takes into account the Advertised Interest Rate, Upfront Fees and any Monthly Fees. We calculate this as it gives our users a better way to compare each loan.

The Annual Comparison Rate (APR) takes into account the Advertised Interest Rate, Upfront Fees and any Monthly Fees. We calculate this as it gives our users a better way to compare each loan.