Personal Loans

Institute Product name Rate Comparison Rate Loan Amount More Info

Harmoney

Personal Loan Grade F1-F5
28.99% to 29.99%

You can find out how much you are eligible to borrow with a no obligation application process.

31.28% $2,000 to $10,000
  • Hold a valid New Zealand Drivers License, or
  • Hold a valid New Zealand Passport
Representative example: The advertised rate is 28.99%, so if you borrow $15,000 over 3 years you will pay a $450 Establishment Fee and no Monthly Fees. You will repay $647.36 each month and $23,304.93 in total.
Establishment Fee: $200 for loans under $5,000, or $450 for loans of $5,000 and above Repayment Options: Monthly
Monthly Fee: Minimum Loan Term: 3 years
Other Fee: Maximum Loan Term: 5 years
Early Repayment Fee: No fee Other Info:

Pages

Are you about to apply for a personal loan? It's important that you understand what your options are.

What do lenders look for when approving a loan? How do I get a loan with a bad credit rating and how can I approve read-more

Do you have a family wishlist? Picking the right provider and the right type of loan is key to getting the best read-more

It’s three years since I took out a mortgage and due to a raise I now have a bit extra left each week. I could put read-more

Peer-to-peer (sometimes called P2P) lending is a fast-growing new way to borrow or invest money using the read-more

Picking the right mortgage product can save you thousands of dollars and reduce the time to pay. However, if you go read-more

The Annual Comparison Rate (APR) takes into account the Advertised Interest Rate, Upfront Fees and any Monthly Fees. We calculate this as it gives our users a better way to compare each loan.

The Annual Comparison Rate (APR) takes into account the Advertised Interest Rate, Upfront Fees and any Monthly Fees. We calculate this as it gives our users a better way to compare each loan.

Monthly payment amount is based on a $250,000 mortgage over 25 years. The amount takes into account Upfront Fees and Monthly Fees and is an indicative payment amount only.

Comparison Calculations

All prices and calculations are indicative and are provided for comparison purposes only. They do not consitute a quote, users wanting to enter into a Personal Loan product should seek an exact quote from the provider.