Personal Loans

There are a huge amount of options when you are borrowing money, we make it simple for you to choose

What type of Personal Loans do you want to compare?

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Instant Finance
49061
Personal Loan Secured
Rate (p.a.)

19.95% to 29.95%

Comparison Rate (p.a.)

22.23%

Loan Amount

$200 to $20,000

Representative example: The advertised rate is 19.95%, so if you borrow $15,000 over 3 years you will pay a $420 Establishment Fee and a $2 fee per month. You will repay $574.67 each month and $20,688.11 in total.

Establishment Fee $100 to $420 (loan amount dependant)

Repayment Options weekly

Monthly Fee $2 per instalment charge

Minimum Loan Term 3 months

Other Fee $16.10 PPSR

Maximum Loan Term 3 years

Early Repayment Fee $100 and a Prepayment Charge

Other Info Branches nationwide

More Info
Harmoney
55640
Personal Loan Grade E1-E5
Rate (p.a.)

21.99% to 24.69%

Comparison Rate (p.a.)

24.19%

Loan Amount

$2,000 to $50,000

Representative example: The advertised rate is 21.99%, so if you borrow $15,000 over 3 years you will pay a $450 Establishment Fee and no Monthly Fees. You will repay $589.96 each month and $21,238.65 in total.

  • You can find out how much you are eligible to borrow with a no obligation application process.

Establishment Fee $200 for loans under $5,000, or $450 for loans of $5,000 and above

Repayment Options monthly

Monthly Fee -

Minimum Loan Term 3 years

Other Fee -

Maximum Loan Term 5 years

Early Repayment Fee No fee

Other Info -

More Info
Nectar
55631
Personal Loan Unsecured C1-C4
Rate (p.a.)

24.50% to 29.95%

Comparison Rate (p.a.)

25.69%

Loan Amount

$1,000 to $20,000

Representative example: The advertised rate is 24.50%, so if you borrow $15,000 over 3 years you will pay a $240 Establishment Fee and no Monthly Fees. You will repay $601.92 each month and $21,669.01 in total.

  • 100% online and fully New Zealand owned, Nectar can provide a loan offer in 7 minutes

Establishment Fee $240

Repayment Options weekly

Monthly Fee $0

Minimum Loan Term 6 months

Other Fee $0

Maximum Loan Term 4 years

Early Repayment Fee No fee

Other Info -

More Info
Harmoney
55639
Personal Loan Grade D1-D5
Rate (p.a.)

18.99% to 21.49%

Comparison Rate (p.a.)

21.15%

Loan Amount

$2,000 to $50,000

Representative example: The advertised rate is 18.99%, so if you borrow $15,000 over 3 years you will pay a $450 Establishment Fee and no Monthly Fees. You will repay $566.26 each month and $20,385.27 in total.

  • You can find out how much you are eligible to borrow with a no obligation application process.

Establishment Fee $200 for loans under $5,000, or $450 for loans of $5,000 and above

Repayment Options monthly

Monthly Fee -

Minimum Loan Term 3 years

Other Fee -

Maximum Loan Term 5 years

Early Repayment Fee No fee

Other Info -

More Info
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The Annual Comparison Rate (APR) takes into account the Advertised Interest Rate, Upfront Fees and any Monthly Fees. We calculate this as it gives our users a better way to compare each loan.

Comparison Calculations

The calculations for Monthly Payment Amount and Annual Comparison rate are based on a principal amount of $15,000 and a term of 3 years. These figures take into account the Advertised Interest Rate, Upfront Fees and any Monthly Fees. We calculate these figures as it gives our users a better way to compare each loan. All figures are indicative for comparison purposes only, they do not constitute a quote. Users who are looking to enter into a mortgage contract should seek an exact quote from a mortgage broker or from the institution directly.