Personal Loans
| Institute | Product namesort descending | Rate | Comparison Rate | Loan Amount | More Info | |
|---|---|---|---|---|---|---|
 myfinance | Car Finance | 13.95% to 24.95% | 16.31% | $1,000 to $50,000
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Representative example: The advertised rate is 13.95%, so if you borrow $15,000 over 3 years you will pay a $450 Establishment Fee and a $2.00 fee per month. You will repay $529.67 each month and $19,068.09 in total. | ||||||
 Geneva Finance | Car Loan | 11.95% to 28.95% Save on Fees when you apply online | 15.11% | Up to $65,000 | ||
Representative example: The advertised rate is 11.95%, so if you borrow $15,000 over 3 years you will pay a $450 Establishment Fee and a $8.00 fee per month. You will repay $520.79 each month and $18,748.52 in total. | ||||||
 UDC Finance | Car Loan | 9.5% to 14.5% Up to 100% finance for new and used cars | 11.32% | $10,000 to $150,000
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Representative example: The advertised rate is 9.50%, so if you borrow $15,000 over 3 years you will pay a $276 Establishment Fee and a $4.00 fee per month. You will repay $493.34 each month and $17,760.07 in total. | ||||||
 Heartland Bank | Car Loan | 8.95% to 14.95% | 9.96% | From $5,000
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Representative example: The advertised rate is 8.95%, so if you borrow $15,000 over 3 years you will pay a $222 Establishment Fee and no Monthly Fees. You will repay $483.70 each month and $17,413.25 in total. | ||||||
 AA Finance | Car Loan | 9.95% to 15.95% You may be eligible to receive an AA Smartfuel discount of 50c off per litre | 10.95% | From $5,000
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Representative example: The advertised rate is 9.95%, so if you borrow $15,000 over 3 years you will pay a $220 Establishment Fee and no Monthly Fees. You will repay $490.75 each month and $17,666.98 in total. | ||||||
 Gem | Car Loan | 12.99% to 18.99% The vehicle serves as security for the loan and therefore must be comprehensively insured throughout the term of the loan | 14.10% | $6,000 to $15,000
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Representative example: The advertised rate is 12.99%, so if you borrow $15,000 over 3 years you will pay a $240 Establishment Fee and no Monthly Fees. You will repay $513.42 each month and $18,483.21 in total. | ||||||
 Admiral Finance | Car Loan | 13.95% to 23.95% | 17.86% | $1,000 to $50,000
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Representative example: The advertised rate is 13.95%, so if you borrow $15,000 over 3 years you will pay a $495 Establishment Fee and a $12.00 fee per month. You will repay $541.21 each month and $19,483.42 in total. | ||||||
myfinance | Personal Loan | 13.95% to 24.95% | 16.31% | From $1,000
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Representative example: The advertised rate is 13.95%, so if you borrow $15,000 over 3 years you will pay a $450 Establishment Fee and a $2.00 fee per month. You will repay $529.67 each month and $19,068.09 in total. | ||||||
 Instant Finance | Personal Loan | 19.95% to 29.95% Instant Finance has over 45 years’ experience in helping people get back on track. They specialise in responsible lending. | 22.62% | $200 to $20,000 | ||
Representative example: The advertised rate is 19.95%, so if you borrow $15,000 over 3 years you will pay a $500 Establishment Fee and a $2.00 fee per month. You will repay $577.64 each month and $20,795.07 in total. | ||||||
AA Finance | Personal Loan | 10.95% to 17.95 Ask us about additional savings that AA Members are eligible for | 11.96% | From $3,000
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Representative example: The advertised rate is 10.95%, so if you borrow $15,000 over 3 years you will pay a $220 Establishment Fee and no Monthly Fees. You will repay $497.92 each month and $17,925.23 in total. | ||||||
Gem | Personal Loan | 12.99% to 29.99% | 14.10% | From $2,000
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Representative example: The advertised rate is 12.99%, so if you borrow $15,000 over 3 years you will pay a $240 Establishment Fee and no Monthly Fees. You will repay $513.42 each month and $18,483.21 in total. | ||||||
 Westpac | Personal Loan | 13.95% to 18.95% Personal Loan interest rates are floating so may change during the term of your loan | 14.42% | Up to $50,000
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Representative example: The advertised rate is 13.95%, so if you borrow $15,000 over 3 years you will pay a $100 Establishment Fee and no Monthly Fees. You will repay $515.72 each month and $18,565.76 in total. | ||||||
Instant Finance | Personal Loan | 19.95% to 29.95% Instant Finance has over 45 years’ experience in helping people get back on track. They specialise in responsible lending. | 22.62% | $200 to $20,000 | ||
Representative example: The advertised rate is 19.95%, so if you borrow $15,000 over 3 years you will pay a $500 Establishment Fee and a $2.00 fee per month. You will repay $577.64 each month and $20,795.07 in total. | ||||||
Geneva Finance | Personal Loan | 11.95% to 29.95% Save up to 38% on Fees when you apply online | 15.11% | Up to $65,000 | ||
Representative example: The advertised rate is 11.95%, so if you borrow $15,000 over 3 years you will pay a $450 Establishment Fee and a $8.00 fee per month. You will repay $520.79 each month and $18,748.52 in total. | ||||||
 NZCU South | Personal Loan (against Savings) | From 10.5% Part or all of the fees and charges paid by you may be rebated by the Credit Union. The rebate is calculated on the value of your relationship with us. This is the total of your savings, loans and investments calculated on a minimum monthly balance. | 10.50% | From $3,000
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Representative example: The advertised rate is 10.50%, so if you borrow $15,000 over 3 years you will pay a $0 Establishment Fee and no Monthly Fees. You will repay $487.54 each month and $17,551.32 in total. | ||||||
Pages
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The Annual Comparison Rate (APR) takes into account the Advertised Interest Rate, Upfront Fees and any Monthly Fees. We calculate this as it gives our users a better way to compare each loan.
The Annual Comparison Rate (APR) takes into account the Advertised Interest Rate, Upfront Fees and any Monthly Fees. We calculate this as it gives our users a better way to compare each loan.
Monthly payment amount is based on a $250,000 mortgage over 25 years. The amount takes into account Upfront Fees and Monthly Fees and is an indicative payment amount only.
All prices and calculations are indicative and are provided for comparison purposes only. They do not consitute a quote, users wanting to enter into a Personal Loan product should seek an exact quote from the provider.