Savings

We compare different types of savings accounts from across the market, see which one is best for you.

Last Updated Thursday, September 27, 2018 - 9:27pm
Institute Product name Credit rating Type Min deposit Max deposit Rate More Info

RaboDirect

NoticeSaver - 60 Day
  • AA-
    Other $1 $5 000 000 3.00% Go to site

    Credit Union Central

    MoneyMaker
      Standard $10 000 $350 000 3.00% Go to site

      NZCU Baywide

      Online saver
      • BB-
        Online $20 000 2.55%

        Customers must register for internet banking and opt for email statements

        Go to site

        Heartland Bank

        Heartland Direct Call Account
        • BBB-
        • BBB-
          Standard $0 2.50% Go to site

          Heretaunga Building Society

          On call
            On Call $100 000 2.50% Go to site

            Credit Union Central

            Christmas Club Account
              Standard $0 2.50% Go to site

              NZCU Baywide

              Online saver
              • BB-
                Online $1 000 $19 999 2.40%

                Customers must register for internet banking and opt for email statements

                Go to site

                UDC Finance

                Call Account
                • AA-
                  On Call $100 000 2.35% Go to site

                  ASB Bank

                  Savings Plus - Combined base and full reward interest
                  • AA-
                  • AA-
                  • Aa3
                    Bonus $0 $2 000 000 2.25%

                    Calculated daily and paid quarterly (on balances up to and including $2,000,000). You can make 1 withdrawal during the first 5 days of the calendar quarter. No other withdrawals are permitted.

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                    Credit Union Central

                    MoneyMaker
                      Standard $2 000 $9 999 2.25% Go to site

                      HSBC

                      HSBC Smart-Saver Account
                      • AA-
                      • AA-
                      • Aa2
                        Standard $0 $5 000 000 2.25% Go to site

                        TSB Bank

                        Premier
                        • BBB+
                          Standard $100 000 2.25% Go to site

                          The Co-operative Bank

                          Step Saver
                          • BBB
                            Bonus $0 2.20% Go to site

                            Bank of New Zealand

                            Rapid Save
                            • AA-
                            • Aa3
                              Bonus $0 2.20%

                              One free withdrawal each month, after that each withdrawal costs $5

                              Go to site

                              ANZ Bank

                              ANZ Serious Saver
                              • AA-
                              • AA-
                              • Aa3
                                Bonus $0 2.20%

                                Premium interest is earned when you make no withdrawals and deposit $20 or more (not including credit interest) on or before the last business day of the month.

                                Go to site

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