Savings

We compare different types of savings accounts from across the market, see which one is best for you.

Last Updated Monday, March 23, 2020 - 7:41pm
Institute Product name Credit rating Type Min deposit Max deposit Rate More Info

Rabobank New Zealand

NoticeSaver - 60 Days
  • A
Other $1 $5 000 000 2.40% Go to site

TSB Bank

Premier
  • A-
Standard $100 000 1.75% Go to site

Heretaunga Building Society

On call
On Call $100 000 1.75% Go to site

Rabobank New Zealand

PremiumSaver Personal
  • A
Standard $0 1.75%

On balances up to $100,000. Any balances above this up to $5 million will earn the standard RaboSaver rate. If the required minimum $50 monthly balance increase is not achieved, a rate of 0.30% p.a. will apply to the total PremiumSaver balance for that month.

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Rabobank New Zealand

PremiumSaver Children's
  • A
$0 1.75%

On balances up to $100,000. Any balances above this up to $5 million will earn the standard RaboSaver rate. If the required minimum $50 monthly balance increase is not achieved, a rate of 0.30% p.a. will apply to the total PremiumSaver balance for that month.

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Heartland Bank

Heartland YouChoose Account
  • BBB
Standard $0 1.70% Go to site

Heartland Bank

Heartland Direct Call Account
  • BBB
Standard $0 1.60% Go to site

TSB Bank

Premier
  • A-
Standard $50 000 $99 999 1.55% Go to site

ASB Bank

Savings Plus - Combined base and full reward interest
  • AA-
  • AA-
  • A1
Bonus $0 $2 000 000 1.50%

Calculated daily and paid quarterly (on balances up to and including $2,000,000). You can make 1 withdrawal during the first 5 days of the calendar quarter. No other withdrawals are permitted.

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Credit Union Central

Christmas Club Account
Standard $0 1.50% Go to site

NZCU Baywide

Christmas saver
  • BB
Standard $0 1.50% Go to site

NZCU Baywide

Jimmy J junior saver (ages 0-10 yrs)
  • BB
Childrens $0 1.50% Go to site

Heretaunga Building Society

On call
On Call $50 000 $99 999 1.40% Go to site

Bank of New Zealand

Rapid Save
  • AA-
  • Aa3
Bonus $0 1.40% Go to site

HSBC

HSBC Smart-Saver Account
  • AA-
  • AA-
  • Aa3
Standard $0 $5 000 000 1.40% Go to site

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