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Savings

We compare different types of savings accounts from across the market, see which one is best for you.

Last Updated Thursday, April 4, 2019 - 9:13pm
Institute Product name Credit rating Type Min deposit Max deposit Rate More Info

RaboDirect

NoticeSaver - 60 Days
  • AA-
Other $1 $5 000 000 3.00% Go to site

Heretaunga Building Society

On call
On Call $100 000 2.50% Go to site

Heartland Bank

Heartland Direct Call Account
  • BBB-
  • BBB-
Standard $0 2.25% Go to site

TSB Bank

Premier
  • BBB+
Standard $100 000 2.25% Go to site

Credit Union Central

MoneyMaker
Standard $2 000 $9 999 2.25% Go to site

ASB Bank

Savings Plus - Combined base and full reward interest
  • AA-
  • AA-
  • Aa3
Bonus $0 $2 000 000 2.15%

Calculated daily and paid quarterly (on balances up to and including $2,000,000). You can make 1 withdrawal during the first 5 days of the calendar quarter. No other withdrawals are permitted.

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HSBC

HSBC Smart-Saver Account
  • AA-
  • AA-
  • Aa2
Standard $0 $5 000 000 2.15% Go to site

RaboDirect

PremiumSaver Personal
  • AA-
Standard $0 2.10%

If the required $50 monthly balance increase excluding interest paid during that month is achieved. The standard RaboSaver rate applies to the portion of the PremiumSaver balance over $100,000 and up to $5,000,000. If the required $50 monthly balance increase is not achieved, a rate of 0.55% p.a. will apply to the total PremiumSaver balance for that month.

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RaboDirect

PremiumSaver Children's
  • AA-
Childrens $0 2.10%

If the required $50 monthly balance increase excluding interest paid during that month is achieved. The standard RaboSaver rate applies to the portion of the PremiumSaver balance over $100,000 and up to $5,000,000. If the required $50 monthly balance increase is not achieved, a rate of 0.55% p.a. will apply to the total PremiumSaver balance for that month.

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Bank of New Zealand

Rapid Save
  • AA-
  • Aa3
Bonus $0 2.10%

One free withdrawal each month, after that each withdrawal costs $5

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The Co-operative Bank

Step Saver
  • BBB-
Bonus $0 2.10% Go to site

TSB Bank

Premier
  • BBB+
Standard $50 000 $99 999 2.05% Go to site

ANZ Bank

ANZ Serious Saver
  • AA-
  • AA-
  • Aa3
Bonus $0 2.00% Go to site

Bank of Baroda

Savings
  • BBB-
Standard $500 2.00% Go to site

Bank of Baroda

Super Savings
  • BBB-
Standard $1 000 2.00% Go to site

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