Savings

We compare different types of savings accounts from across the market, see which one is best for you.

Last Updated Friday, March 1, 2019 - 9:56pm
Institute Product name Credit rating Type Min deposit Max depositsort ascending Rate More Info

RaboDirect

RaboSaver + PurposeSaver Children's
  • AA-
Childrens $0 $5 000 000 0.75% Go to site

RaboDirect

NoticeSaver - 60 Days
  • AA-
Other $1 $5 000 000 3.00% Go to site

HSBC

HSBC E-Saver Account
  • AA-
  • AA-
  • Aa2
Online $0 $5 000 000 0.10% Go to site

RaboDirect

RaboSaver + PurposeSaver Trust
  • AA-
Other $0 $5 000 000 0.75% Go to site

RaboDirect

RaboSaver + PurposeSaver Personal
  • AA-
Standard $0 $5 000 000 0.75% Go to site

HSBC

HSBC Smart-Saver Account
  • AA-
  • AA-
  • Aa2
Standard $0 $5 000 000 2.15% Go to site

ASB Bank

Savings Plus - Combined base and full reward interest
  • AA-
  • AA-
  • Aa3
Bonus $0 $2 000 000 2.15%

Calculated daily and paid quarterly (on balances up to and including $2,000,000). You can make 1 withdrawal during the first 5 days of the calendar quarter. No other withdrawals are permitted.

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ASB Bank

Savings Plus - Combined base and partial reward interest
  • AA-
  • AA-
  • Aa3
Bonus $0 $2 000 000 0.75%

Calculated daily and paid quarterly (on balances up to and including $2,000,000). You can make 1 withdrawal but if that withdrawal is during the first 5 days of the calendar quarter then you can make a second withdrawal at any time during that calendar quarter. 

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NZCU South

Success Saver On Call
  • BB-
On Call $0 $500 000 1.60% Go to site

ASB Securities

Cash Management Account
Trading $250 000 $499 999 0.25% Go to site

Credit Union Central

MoneyMaker
Standard $10 000 $350 000 3.00% Go to site

Heartland Bank

Heartland Everyday Account
  • BBB-
  • BBB-
Standard $100 000 $249 999 0.25% Go to site

ASB Securities

Cash Management Account
Trading $0 $249 999 0.00% Go to site

ASB Bank

Savings On Call account
  • AA-
  • AA-
  • Aa3
On Call $50 000 $100 000 0.35% Go to site

Westpac

Earner Account
  • AA-
  • AA-
  • Aa3
Transaction $50 000 $99 999 0.10%

A transaction account that actually pays you interest once you have an average monthly balance of $5,000. You will see the interest paid into your account at the end of each calendar month.

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