Savings

We compare different types of savings accounts from across the market, see which one is best for you.

Last Updated Thursday, December 12, 2019 - 6:32am
Institute Product name Credit rating Type Min depositsort descending Max deposit Rate More Info

Rabobank New Zealand

PremiumSaver Personal
  • A
Standard $0 1.75%

If the required $50 monthly balance increase excluding interest paid during that month is achieved. The standard RaboSaver rate applies to the portion of the PremiumSaver balance over $100,000 and up to $5,000,000. If the required $50 monthly balance increase is not achieved, a rate of 0.55% p.a. will apply to the total PremiumSaver balance for that month.

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ASB Bank

Savings On Call account
  • AA-
  • AA-
  • A1
On Call $0 $9 999 0.10% Go to site

Credit Union Central

Goal Account
Standard $0 0.75% Go to site

Heartland Bank

Heartland Saver
  • BBB
Standard $0 1.00% Go to site

Westpac

Earner Account
  • AA-
  • AA-
  • A1
Transaction $0 $4 999 0.00%

A transaction account that actually pays you interest once you have an average monthly balance of $5,000. You will see the interest paid into your account at the end of each calendar month.

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Credit Union Central

Loyalty Account
Standard $0 1.00% Go to site

ASB Bank

Savings Plus - Combined base and partial reward interest
  • AA-
  • AA-
  • A1
Bonus $0 $2 000 000 0.20%

Calculated daily and paid quarterly (on balances up to and including $2,000,000). You can make 1 withdrawal but if that withdrawal is during the first 5 days of the calendar quarter then you can make a second withdrawal at any time during that calendar quarter. 

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Nelson Building Society

NBS Call
  • BB+
On Call $0 1.00% Go to site

The Co-operative Bank

Step Saver
  • BBB
Bonus $0 1.25% Go to site

Heartland Bank

Heartland Everyday Account
  • BBB
Standard $0 $10 000 0.05% Go to site

NZCU Baywide

Christmas saver
  • BB
Standard $0 1.50% Go to site

Bank of New Zealand

Personal OnCall
  • AA-
  • Aa3
On Call $0 0.10% Go to site

Rabobank New Zealand

RaboSaver + PurposeSaver Trust
  • A
Other $0 $5 000 000 0.75% Go to site

NZCU Baywide

Goal saver
  • BB
Standard $0 0.75% Go to site

ASB Bank

FastSaver account
  • AA-
  • AA-
  • A1
Standard $0 0.10% Go to site

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