Savings

We compare different types of savings accounts from across the market, see which one is best for you.

Last Updated Monday, December 10, 2018 - 9:13pm
Institute Product name Credit rating Type Min deposit Max deposit Ratesort ascending More Info

Credit Union Central

MoneyMaker
    Standard $10 000 $350 000 3.00% Go to site

    RaboDirect

    NoticeSaver - 60 Day
    • AA-
      Other $1 $5 000 000 3.00% Go to site

      Heartland Bank

      Heartland Direct Call Account
      • BBB-
      • BBB-
        Standard $0 2.50% Go to site

        Heretaunga Building Society

        On call
          On Call $100 000 2.50% Go to site

          Credit Union Central

          Christmas Club Account
            Standard $0 2.50% Go to site

            UDC Finance

            Call Account
            • AA-
              On Call $100 000 2.35% Go to site

              TSB Bank

              Premier
              • BBB+
                Standard $100 000 2.25% Go to site

                Credit Union Central

                MoneyMaker
                  Standard $2 000 $9 999 2.25% Go to site

                  HSBC

                  HSBC Smart-Saver Account
                  • AA-
                  • AA-
                  • Aa2
                    Standard $0 $5 000 000 2.25% Go to site

                    ASB Bank

                    Savings Plus - Combined base and full reward interest
                    • AA-
                    • AA-
                    • Aa3
                      Bonus $0 $2 000 000 2.20%

                      Calculated daily and paid quarterly (on balances up to and including $2,000,000). You can make 1 withdrawal during the first 5 days of the calendar quarter. No other withdrawals are permitted.

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                      UDC Finance

                      Call Account
                      • AA-
                        On Call $20 000 $99 999 2.20% Go to site

                        The Co-operative Bank

                        Step Saver
                        • BBB
                          Bonus $0 2.15% Go to site

                          Bank of New Zealand

                          Rapid Save
                          • AA-
                          • Aa3
                            Bonus $0 2.10%

                            One free withdrawal each month, after that each withdrawal costs $5

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                            RaboDirect

                            PremiumSaver Children's
                            • AA-
                              Childrens $0 2.10%

                              If the required $50 monthly balance increase excluding interest paid during that month is achieved. The standard RaboSaver rate applies to the portion of the PremiumSaver balance over $100,000 and up to $5,000,000. If the required $50 monthly balance increase is not achieved, a rate of 0.55% p.a. will apply to the total PremiumSaver balance for that month.

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                              RaboDirect

                              PremiumSaver Personal
                              • AA-
                                Standard $0 2.10%

                                If the required $50 monthly balance increase excluding interest paid during that month is achieved. The standard RaboSaver rate applies to the portion of the PremiumSaver balance over $100,000 and up to $5,000,000. If the required $50 monthly balance increase is not achieved, a rate of 0.55% p.a. will apply to the total PremiumSaver balance for that month.

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