Savings

We compare different types of savings accounts from across the market, see which one is best for you.

Last Updated Friday, March 1, 2019 - 9:56pm
Institute Product name Credit rating Typesort descending Min deposit Max deposit Rate More Info

ASB Bank

Savings Plus - Combined base and partial reward interest
  • AA-
  • AA-
  • Aa3
Bonus $0 $2 000 000 0.75%

Calculated daily and paid quarterly (on balances up to and including $2,000,000). You can make 1 withdrawal but if that withdrawal is during the first 5 days of the calendar quarter then you can make a second withdrawal at any time during that calendar quarter. 

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ANZ Bank

ANZ Serious Saver
  • AA-
  • AA-
  • Aa3
Bonus $0 2.00% Go to site

ASB Bank

Savings Plus - Combined base and full reward interest
  • AA-
  • AA-
  • Aa3
Bonus $0 $2 000 000 2.15%

Calculated daily and paid quarterly (on balances up to and including $2,000,000). You can make 1 withdrawal during the first 5 days of the calendar quarter. No other withdrawals are permitted.

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The Co-operative Bank

Step Saver
  • BBB
Bonus $0 2.15% Go to site

Bank of New Zealand

Rapid Save
  • AA-
  • Aa3
Bonus $0 2.10%

One free withdrawal each month, after that each withdrawal costs $5

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ANZ Bank

ANZ Online account
  • AA-
  • AA-
  • Aa3
Online $0 0.10% Go to site

Kiwibank

Online Call
  • A+
  • AA+
  • Aa3
Online $2 000 1.50% Go to site

HSBC

HSBC E-Saver Account
  • AA-
  • AA-
  • Aa2
Online $0 $5 000 000 0.10% Go to site

The Co-operative Bank

Online account
  • BBB
Online $0 1.00% Go to site

Bank of New Zealand

YouMoney
  • AA-
  • Aa3
Online $0 0.00%

Unlimited withdrawals at no charge

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NZCU Baywide

Online saver
  • BB-
Online $1 000 $19 999 1.75%

Customers must register for internet banking and opt for email statements

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TSB Bank

WebSaver
  • BBB+
Online $1 000 1.55% Go to site

NZCU Baywide

Online saver
  • BB-
Online $20 000 2.00%

Customers must register for internet banking and opt for email statements

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Kiwibank

Online Call
  • A+
  • AA+
  • Aa3
Online $0 $1 999 0.00% Go to site

HSBC

HSBC E-Saver Account
  • AA-
  • AA-
  • Aa2
Online $5 000 000 0.00% Go to site

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