Savings

We compare different types of savings accounts from across the market, see which one is best for you.

Last Updated Thursday, December 12, 2019 - 6:32am
Institute Product name Credit rating Type Min deposit Max deposit Rate More Info

Bank of New Zealand

Rapid Save
  • AA-
  • Aa3
Bonus $0 1.40% Go to site

Heretaunga Building Society

On call
On Call $0 $49 999 1.40% Go to site

HSBC

HSBC Smart-Saver Account
  • AA-
  • AA-
  • Aa3
Standard $0 $5 000 000 1.40% Go to site

NZCU Baywide

Success saver
  • BB
Standard $100 000 1.35% Go to site

NZCU Baywide

Online saver
  • BB
Online $20 000 1.35%

Customers must register for internet banking and opt for email statements

Go to site

ANZ Bank

ANZ Serious Saver
  • AA-
  • AA-
  • A1
Bonus $0 1.30%

Premium interest is earned when you make no withdrawals and deposit $20 or more (not including credit interest) on or before the last business day of the month.

Go to site

Bank of Baroda

Savings
  • BBB-
Standard $500 1.25% Go to site

Bank of Baroda

Super Savings
  • BBB-
Standard $1 000 1.25% Go to site

Credit Union Central

MoneyMaker
Standard $0 $1 999 1.25% Go to site

NZCU Baywide

Online saver
  • BB
Online $1 000 $19 999 1.25%

Customers must register for internet banking and opt for email statements

Go to site

The Co-operative Bank

Step Saver
  • BBB
Bonus $0 1.25% Go to site

Kiwibank

Online Call
  • A
  • AA
  • A1
Online $2 000 1.20%

Online Call rewards you with bonus interest each calendar month when you make no withdrawals or transfers; and have a minimum balance of $2,000 in your account at any time.

Go to site

Kiwibank

Fast Forward Saver
  • A
  • AA
  • A1
Standard $0 1.10%

Fast Forward Saver rewards you with bonus interest each calendar month when you make no withdrawals or transfers; and deposit at least $20, on or before the last business day of the month. Just be aware, any interest earnt doesn't count as a deposit.

Go to site

Kiwibank

First Saver
  • A
  • AA
  • A1
Childrens $0 1.10% Go to site

TSB Bank

Premier
  • A-
Standard $35 000 $49 999 1.05% Go to site

Pages

Traded Endowment Policies are a unique alternative to traditional bank term deposits, offering a range of capital read-more

You’ve worked hard, you’ve gotten your loans in order, and your finances are starting to look up. So what’s next? read-more

Picking the right mortgage product can save you thousands of dollars and reduce the time to pay. However, if you go read-more