Home >> Term Deposits

Term Deposits

Which option is best for your spare cash? We compare term deposits from over 40 different providers below.

Last Updated Friday, April 5, 2019 - 4:40pm
Filter options Accepted range in days
1 Month 0 - 45
2 Months 32 - 76
3 Months 62 - 106
4 Months 93 - 137
5 Months 123 - 168
6 Months 154 - 230
9 Months 185 - 318
1 year 276 - 456
18 months 366 - 638
2 years 550 - 886
3 years 732 - 1278
4 years 1097 - 1644
5 years 1462 +
Filter options Accepted range in days
1 Month 0 - 45
2 Months 32 - 76
3 Months 62 - 106
4 Months 93 - 137
5 Months 123 - 168
6 Months 154 - 230
9 Months 185 - 318
1 year 276 - 456
18 months 366 - 638
2 years 550 - 886
3 years 732 - 1278
4 years 1097 - 1644
5 years 1462 +
Institute Product name Credit rating Term Min deposit Max deposit Rate More Info
General Finance
1 year
1 year

Interest info

Interest paid or compounded quarterly. For deposits in excess of $10,000, interest can be paid monthly.

$2 000 4.80% Go to site
NZCU Auckland
12 months
1 year

Interest info

You can arrange to get paid interest at regular intervals (conditions apply) or on maturity to any account of your choice

$10 000 $500 000 3.60% Go to site
Bank of Baroda
1 year to less than 2 year
  • BBB-
1 year

Interest info

We will pay you interest on your Term Deposit on the date it matures and annually, six monthly, three monthly or monthly as agreed when you make the deposit.

$1 000 $4 999 3.60% Go to site
Asset Finance
12 Months
1 year

Interest info

Interest (less withholding tax) can be paid into your bank account either monthly or quarterly, or you can grow your investment by having interest reinvest/compound at the end of each quarter.

$500 3.60% Go to site
Bank of Baroda
1 year to less than 2 year
  • BBB-
1 year

Interest info

We will pay you interest on your Term Deposit on the date it matures and annually, six monthly, three monthly or monthly as agreed when you make the deposit.

$5 000 $49 999 3.60% Go to site
Bank of Baroda
1 year to less than 2 year
  • BBB-
1 year

Interest info

We will pay you interest on your Term Deposit on the date it matures and annually, six monthly, three monthly or monthly as agreed when you make the deposit.

$50 000 $100 000 3.60% Go to site
Heretaunga Building Society
1 Year
1 year

Interest info

Interest paid six monthly or on maturity

$1 3.50% Go to site
Kookmin Bank
1 Y
  • A
1 year $100 000 3.50% Go to site
NZCU Baywide
12 months
  • BB-
1 year $1 000 $1 000 000 3.50%

Minimum deposit is $1,000 for adults and $500 for children under 18 years old

Go to site
NZCU South
12 months
  • BB-
1 year

Interest info

Interest may be paid quarterly or compounded for terms 12 months and over.

$5 000 $500 000 3.50% Go to site
Heartland Bank
12 mths
  • BBB-
1 year

Interest info

Interest paid quaterly. For terms of 12 months or longer with a minimum deposit of $50,000, interest can be direct credited to a bank account monthly.

$1 000 3.45% Go to site
Wairarapa Building Society
1 Year
  • BB+
1 year $5 000 3.45% Go to site
Nelson Building Society
12 months
  • BB+
1 year $5 000 3.45% Go to site
ANZ Bank
1 year
  • AA-
1 year

Interest info

Compounded quarterly, six monthly, annually or at maturity. Paid into any New Zealand bank account monthly, quarterly, six monthly, annually or at maturity.

$10 000 $5 000 000 3.40% Go to site
Kiwibank
1 year
  • A+
1 year

Interest info

Interest Paid at Maturity

$10 000 $49 999 3.40% Go to site

Pages

Traded Endowment Policies are a unique alternative to traditional bank term deposits, offering a range of capital read-more

You’ve worked hard, you’ve gotten your loans in order, and your finances are starting to look up. So what’s next? read-more

Picking the right mortgage product can save you thousands of dollars and reduce the time to pay. However, if you go read-more