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Term Deposits

Which option is best for your spare cash? We compare term deposits from over 40 different providers below.

Last Updated Thursday, November 7, 2019 - 10:15pm
Filter options Accepted range in days
1 Month 0 - 45
2 Months 32 - 76
3 Months 62 - 106
4 Months 93 - 137
5 Months 123 - 168
6 Months 154 - 230
9 Months 185 - 318
1 year 276 - 456
18 months 366 - 638
2 years 550 - 886
3 years 732 - 1278
4 years 1097 - 1644
5 years 1462 +
Filter options Accepted range in days
1 Month 0 - 45
2 Months 32 - 76
3 Months 62 - 106
4 Months 93 - 137
5 Months 123 - 168
6 Months 154 - 230
9 Months 185 - 318
1 year 276 - 456
18 months 366 - 638
2 years 550 - 886
3 years 732 - 1278
4 years 1097 - 1644
5 years 1462 +
Institute Product name Credit rating Term Min deposit Max depositsort ascending Rate More Info
ANZ Bank
4 years
  • AA-
4 years

Interest info

Compounded quarterly, six monthly, annually or at maturity. Paid into any New Zealand bank account monthly, quarterly, six monthly, annually or at maturity.

$10 000 $5 000 000 2.65% Go to site
Westpac
6 months
  • AA-
6 Months

Interest info

Monthly or Compounding

$5 000 $5 000 000 2.70% Go to site
Westpac
5 years
  • AA-
5 years

Interest info

At Maturity

$5 000 $5 000 000 2.60% Go to site
Westpac
4 years
  • AA-
4 years

Interest info

At Maturity

$5 000 $5 000 000 2.60% Go to site
Bank of New Zealand
60 - 89 days
  • AA-
3 Months

Interest info

Depending on the term of your deposit, you can choose to have your interest paid monthly, quarterly, six monthly, annually, or at maturity.

$2 000 $5 000 000 0.75% Go to site
Westpac
2 years
  • AA-
2 years

Interest info

At Maturity

$5 000 $5 000 000 2.60% Go to site
Westpac
8 months
  • AA-
6 Months

Interest info

At Maturity

$5 000 $5 000 000 2.70% Go to site
ANZ Bank
180 days
  • AA-
6 Months

Interest info

Compounded quarterly, six monthly, annually or at maturity. Paid into any New Zealand bank account monthly, quarterly, six monthly, annually or at maturity.

$10 000 $5 000 000 2.70% Go to site
Bank of New Zealand
3 years
  • AA-
3 years

Interest info

Depending on the term of your deposit, you can choose to have your interest paid monthly, quarterly, six monthly, annually, or at maturity.

$2 000 $5 000 000 2.50% Go to site
Westpac
90 days
  • AA-
3 Months

Interest info

At Maturity

$5 000 $5 000 000 2.05% Go to site
ANZ Bank
18 months
  • AA-
18 months

Interest info

Compounded quarterly, six monthly, annually or at maturity. Paid into any New Zealand bank account monthly, quarterly, six monthly, annually or at maturity.

$10 000 $5 000 000 2.60% Go to site
Bank of New Zealand
190 - 209 days
  • AA-
6 Months

Interest info

Depending on the term of your deposit, you can choose to have your interest paid monthly, quarterly, six monthly, annually, or at maturity.

$2 000 $5 000 000 2.65% Go to site
Westpac
3 years
  • AA-
3 years

Interest info

At Maturity

$5 000 $5 000 000 2.60% Go to site
Bank of New Zealand
270 - 364 days
  • AA-
1 year

Interest info

Depending on the term of your deposit, you can choose to have your interest paid monthly, quarterly, six monthly, annually, or at maturity.

$2 000 $5 000 000 2.65% Go to site
Bank of New Zealand
240 - 269 days
  • AA-
9 Months

Interest info

Depending on the term of your deposit, you can choose to have your interest paid monthly, quarterly, six monthly, annually, or at maturity.

$2 000 $5 000 000 2.65% Go to site

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