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Term Deposits

Which option is best for your spare cash? We compare term deposits from over 40 different providers below.

Last Updated Monday, December 10, 2018 - 10:49pm
Filter optionsAccepted range in days
1 Month0 - 45
2 Months32 - 76
3 Months62 - 106
4 Months93 - 137
5 Months123 - 168
6 Months154 - 230
9 Months185 - 318
1 year276 - 456
18 months366 - 638
2 years550 - 886
3 years732 - 1278
4 years1097 - 1644
5 years1462 +
Filter optionsAccepted range in days
1 Month0 - 45
2 Months32 - 76
3 Months62 - 106
4 Months93 - 137
5 Months123 - 168
6 Months154 - 230
9 Months185 - 318
1 year276 - 456
18 months366 - 638
2 years550 - 886
3 years732 - 1278
4 years1097 - 1644
5 years1462 +
Institute Product name Credit rating Term Min deposit Max depositsort ascending Rate More Info
Bank of New Zealand
160 - 179 days*
  • AA-
    5 Months

    Interest info

    Interest can only be paid at maturity

    $5 000 $5 000 000 3.00% Go to site
    Westpac
    4 months
    • AA-
      4 Months

      Interest info

      At Maturity

      $5 000 $5 000 000 2.95% Go to site
      ANZ Bank
      240 days
      • AA-
        6 Months

        Interest info

        Compounded quarterly, six monthly, annually or at maturity. Paid into any New Zealand bank account monthly, quarterly, six monthly, annually or at maturity.

        $10 000 $5 000 000 3.30% Go to site
        Bank of New Zealand
        1 year**
        • AA-
          1 year

          Interest info

          Interest payment options available (quarterly, six monthly, annually and at maturity)

          $5 000 $5 000 000 3.40% Go to site
          Bank of New Zealand
          4 years**
          • AA-
            4 years

            Interest info

            Interest payment options available (quarterly, six monthly, annually and at maturity)

            $5 000 $5 000 000 3.65% Go to site
            Westpac
            90 days
            • AA-
              3 Months

              Interest info

              At Maturity

              $5 000 $5 000 000 2.65% Go to site
              ANZ Bank
              180 days
              • AA-
                6 Months

                Interest info

                Compounded quarterly, six monthly, annually or at maturity. Paid into any New Zealand bank account monthly, quarterly, six monthly, annually or at maturity.

                $10 000 $5 000 000 3.25% Go to site
                Bank of New Zealand
                30 - 59 days*
                • AA-
                  1 Month

                  Interest info

                  Interest can only be paid at maturity

                  $5 000 $5 000 000 0.50% Go to site
                  Bank of New Zealand
                  120 - 149 days*
                  • AA-
                    4 Months

                    Interest info

                    Interest can only be paid at maturity

                    $5 000 $5 000 000 2.90% Go to site
                    Westpac
                    60 days
                    • AA-
                      2 Months

                      Interest info

                      At Maturity

                      $5 000 $5 000 000 1.00% Go to site
                      ANZ Bank
                      120 days
                      • AA-
                        4 Months

                        Interest info

                        Compounded quarterly, six monthly, annually or at maturity. Paid into any New Zealand bank account monthly, quarterly, six monthly, annually or at maturity.

                        $10 000 $5 000 000 3.00% Go to site
                        Bank of New Zealand
                        270 - 364 days*
                        • AA-
                          9 Months

                          Interest info

                          Interest can only be paid at maturity

                          $5 000 $5 000 000 3.25% Go to site
                          Bank of New Zealand
                          3 years**
                          • AA-
                            3 years

                            Interest info

                            Interest payment options available (quarterly, six monthly, annually and at maturity)

                            $5 000 $5 000 000 3.55% Go to site
                            Westpac
                            12 months
                            • AA-
                              1 year

                              Interest info

                              Monthly or Compounding

                              $5 000 $5 000 000 3.40% Go to site
                              ANZ Bank
                              60 days
                              • AA-
                                2 Months

                                Interest info

                                Compounded quarterly, six monthly, annually or at maturity. Paid into any New Zealand bank account monthly, quarterly, six monthly, annually or at maturity.

                                $10 000 $5 000 000 1.50% Go to site

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