Home >> Term Deposits

Term Deposits

Which option is best for your spare cash? We compare term deposits from over 40 different providers below.

Last Updated Thursday, November 7, 2019 - 10:15pm
Filter options Accepted range in days
1 Month 0 - 45
2 Months 32 - 76
3 Months 62 - 106
4 Months 93 - 137
5 Months 123 - 168
6 Months 154 - 230
9 Months 185 - 318
1 year 276 - 456
18 months 366 - 638
2 years 550 - 886
3 years 732 - 1278
4 years 1097 - 1644
5 years 1462 +
Filter options Accepted range in days
1 Month 0 - 45
2 Months 32 - 76
3 Months 62 - 106
4 Months 93 - 137
5 Months 123 - 168
6 Months 154 - 230
9 Months 185 - 318
1 year 276 - 456
18 months 366 - 638
2 years 550 - 886
3 years 732 - 1278
4 years 1097 - 1644
5 years 1462 +
Institute Product name Credit rating Term Min deposit Max depositsort ascending Rate More Info
Kiwibank
4 years
  • A
4 years

Interest info

Interest Paid at Maturity

$50 000 2.50% Go to site
SBS Bank
9 months
  • BBB
9 Months

Interest info

Maturity

$1 000 2.80% Go to site
ASB Bank
5 Months
  • AA-
5 Months

Interest info

Depending on the term, returns can be paid quarterly, six-monthly, annually or at the end of the term. Returns can be paid monthly for investments of $10,000 or more with a term of six months or longer.

$10 000 2.30% Go to site
Rabobank New Zealand
4 years Interim interest Quarterly
  • A
4 years

Interest info

Quarterly

$1 000 2.48% Go to site
Heartland Bank
3 mths
  • BBB
3 Months

Interest info

on maturity

$1 000 2.30% Go to site
Rabobank New Zealand
1 year Interim interest Monthly
  • A
1 year

Interest info

Monthly

$1 000 2.52% Go to site
Rabobank New Zealand
5 years Interim interest Monthly
  • A
5 years

Interest info

Monthly

$1 000 2.67% Go to site
HSBC
9 months
  • AA-
9 Months

Interest info

For term deposits over two months in duration, you can select to have your interest paid to your nominated account on a monthly, quarterly, six-monthly basis or at maturity. Alternatively, you can elect to have your interest paid to your nominated account at the end of your deposit term.

$100 000 2.40% Go to site
Rabobank New Zealand
2 years Standard interest
  • A
2 years

Interest info

Annually and at Maturity

$1 000 2.50% Go to site
TSB Bank
2 Years
  • A-
2 years

Interest info

six monthly

$10 000 2.60% Go to site
Heartland Bank
9 mths
  • BBB
9 Months

Interest info

3 monthly

$1 000 2.80% Go to site
HSBC
4 years
  • AA-
4 years

Interest info

For term deposits over two months in duration, you can select to have your interest paid to your nominated account on a monthly, quarterly, six-monthly basis or at maturity. Alternatively, you can elect to have your interest paid to your nominated account at the end of your deposit term.

$100 000 2.25% Go to site
The Co-operative Bank
12 Months Special
  • BBB
1 year

Interest info

Interest paid monthly or at maturity only

$5 000 2.60% Go to site
Rabobank New Zealand
1 year Standard interest
  • A
1 year

Interest info

Maturity

$1 000 2.55% Go to site
Wairarapa Building Society
120 Days
  • BB+
4 Months $5 000 2.40% Go to site

Pages

Traded Endowment Policies are a unique alternative to traditional bank term deposits, offering a range of capital read-more

You’ve worked hard, you’ve gotten your loans in order, and your finances are starting to look up. So what’s next? read-more

Picking the right mortgage product can save you thousands of dollars and reduce the time to pay. However, if you go read-more