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Term Deposits

Which option is best for your spare cash? We compare term deposits from over 40 different providers below.

Last Updated Monday, January 20, 2020 - 6:51pm
Filter options Accepted range in days
1 Month 0 - 45
2 Months 32 - 76
3 Months 62 - 106
4 Months 93 - 137
5 Months 123 - 168
6 Months 154 - 230
9 Months 185 - 318
1 year 276 - 456
18 months 366 - 638
2 years 550 - 886
3 years 732 - 1278
4 years 1097 - 1644
5 years 1462 +
Filter options Accepted range in days
1 Month 0 - 45
2 Months 32 - 76
3 Months 62 - 106
4 Months 93 - 137
5 Months 123 - 168
6 Months 154 - 230
9 Months 185 - 318
1 year 276 - 456
18 months 366 - 638
2 years 550 - 886
3 years 732 - 1278
4 years 1097 - 1644
5 years 1462 +
Institute Product name Credit rating Term Min depositsort descending Max deposit Rate More Info
Credit Union Central
48 MONTHS
4 years $500 $1 500 000 2.85% Go to site
NZCU Auckland
3 months
3 Months

Interest info

Maturity

$500 $9 999 2.20% Go to site
Credit Union Central
2 MONTHS
2 Months $500 $1 500 000 1.00% Go to site
Credit Union Central
1 MONTHS
1 Month $500 $1 500 000 1.00% Go to site
Credit Union Central
18 MONTHS
18 months $500 $1 500 000 2.70% Go to site
Asset Finance
2 Years
2 years

Interest info

Interest (less withholding tax) can be paid into your bank account either monthly or quarterly, or you can grow your investment by having interest reinvest/compound at the end of each quarter.

$500 5.05% Go to site
Wairarapa Building Society
1 Year
  • BB+
1 year $500 $1 999 1.00% Go to site
Wairarapa Building Society
180 Days
  • BB+
6 Months $500 $1 999 1.00% Go to site
Credit Union Central
9 MONTHS
9 Months $500 $1 500 000 2.75% Go to site
Credit Union Central
12 MONTHS
1 year $500 $1 500 000 2.70% Go to site
Asset Finance
4 Years
4 years

Interest info

Interest (less withholding tax) can be paid into your bank account either monthly or quarterly, or you can grow your investment by having interest reinvest/compound at the end of each quarter.

$500 5.50% Go to site
NZCU Auckland
9 months
9 Months

Interest info

Interest can be paid or compounded on maturity or quarterly

$500 $9 999 2.75% Go to site
NZCU Auckland
6 months
6 Months

Interest info

Interest can be paid or compounded on maturity or quarterly

$500 $9 999 2.75% Go to site
Credit Union Central
6 MONTHS
6 Months $500 $1 500 000 2.70% Go to site
SBS Bank
36 months
  • BBB
3 years

Interest info

Maturity

$1 000 2.60% Go to site

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