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Term Deposits

Which option is best for your spare cash? We compare term deposits from over 40 different providers below.

Last Updated Monday, December 10, 2018 - 10:49pm
Filter optionsAccepted range in days
1 Month0 - 45
2 Months32 - 76
3 Months62 - 106
4 Months93 - 137
5 Months123 - 168
6 Months154 - 230
9 Months185 - 318
1 year276 - 456
18 months366 - 638
2 years550 - 886
3 years732 - 1278
4 years1097 - 1644
5 years1462 +
Filter optionsAccepted range in days
1 Month0 - 45
2 Months32 - 76
3 Months62 - 106
4 Months93 - 137
5 Months123 - 168
6 Months154 - 230
9 Months185 - 318
1 year276 - 456
18 months366 - 638
2 years550 - 886
3 years732 - 1278
4 years1097 - 1644
5 years1462 +
Institute Product namesort descending Credit rating Term Min deposit Max deposit Rate More Info
NZCU South
1 month
  • BB-
    1 Month

    Interest info

    Interest is paid on maturity for terms less than 12 months.

    $5 000 $500 000 2.00% Go to site
    The Co-operative Bank
    1 Month
    • BBB
      1 Month

      Interest info

      Interest is calculated daily and, unless stated otherwise, paid quarterly (at the end of March, June, September and December) and at maturity - or monthly on deposits above $5,000.

      $50 000 2.00% Go to site
      The Co-operative Bank
      1 Month
      • BBB
        1 Month

        Interest info

        Interest is calculated daily and, unless stated otherwise, paid quarterly (at the end of March, June, September and December) and at maturity - or monthly on deposits above $5,000.

        $2 000 $9 999 1.90% Go to site
        NZCU Baywide
        1 month
        • BB-
          1 Month $1 000 $1 000 000 1.25%

          Minimum deposit is $1,000 for adults and $500 for children under 18 years old

          Go to site
          The Co-operative Bank
          1 Month
          • BBB
            1 Month

            Interest info

            Interest is calculated daily and, unless stated otherwise, paid quarterly (at the end of March, June, September and December) and at maturity - or monthly on deposits above $5,000.

            $10 000 $49 999 2.00% Go to site
            NZCU South
            1 month
            • BB-
              1 Month

              Interest info

              Interest is paid on maturity for terms less than 12 months.

              $500 $4 999 1.00% Go to site
              UDC Finance
              1 month Interest Paid at Maturity
              • AA-
                1 Month

                Interest info

                Interest Paid at Maturity

                $5 000 $99 999 2.00% Go to site
                UDC Finance
                1 month Interest Paid at Maturity
                • AA-
                  1 Month

                  Interest info

                  Interest Paid at Maturity

                  $100 000 2.05% Go to site
                  RaboDirect
                  1 month Standard interest
                  • AA-
                    1 Month

                    Interest info

                    Maturity

                    $1 000 2.00% Go to site
                    Heartland Bank
                    1 mth
                    • BBB-
                      1 Month

                      Interest info

                      on maturity

                      $0 $19 999 1.90% Go to site
                      Heartland Bank
                      1 mth
                      • BBB-
                        1 Month

                        Interest info

                        on maturity

                        $20 000 2.00% Go to site
                        Kookmin Bank
                        1 Y
                        • A
                          1 year $50 000 $99 999 3.40% Go to site
                          Kookmin Bank
                          1 Y
                          • A
                            1 year $10 000 $49 999 3.30% Go to site
                            Kookmin Bank
                            1 Y
                            • A
                              1 year $5 000 $9 999 3.20% Go to site
                              Kookmin Bank
                              1 Y
                              • A
                                1 year $100 000 3.50% Go to site

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