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Term Deposits

Which option is best for your spare cash? We compare term deposits from over 40 different providers below.

Last Updated Sunday, March 3, 2019 - 7:40pm
Filter options Accepted range in days
1 Month 0 - 45
2 Months 32 - 76
3 Months 62 - 106
4 Months 93 - 137
5 Months 123 - 168
6 Months 154 - 230
9 Months 185 - 318
1 year 276 - 456
18 months 366 - 638
2 years 550 - 886
3 years 732 - 1278
4 years 1097 - 1644
5 years 1462 +
Filter options Accepted range in days
1 Month 0 - 45
2 Months 32 - 76
3 Months 62 - 106
4 Months 93 - 137
5 Months 123 - 168
6 Months 154 - 230
9 Months 185 - 318
1 year 276 - 456
18 months 366 - 638
2 years 550 - 886
3 years 732 - 1278
4 years 1097 - 1644
5 years 1462 +
Institute Product namesort descending Credit rating Term Min deposit Max deposit Rate More Info
The Co-operative Bank
1 Month
  • BBB
1 Month

Interest info

Interest is calculated daily and, unless stated otherwise, paid quarterly (at the end of March, June, September and December) and at maturity - or monthly on deposits above $5,000.

$2 000 $9 999 1.90% Go to site
NZCU South
1 month
  • BB-
1 Month

Interest info

Interest is paid on maturity for terms less than 12 months.

$500 $4 999 1.00% Go to site
NZCU Baywide
1 month
  • BB-
1 Month $1 000 $1 000 000 1.25%

Minimum deposit is $1,000 for adults and $500 for children under 18 years old

Go to site
NZCU South
1 month
  • BB-
1 Month

Interest info

Interest is paid on maturity for terms less than 12 months.

$5 000 $500 000 1.25% Go to site
The Co-operative Bank
1 Month
  • BBB
1 Month

Interest info

Interest is calculated daily and, unless stated otherwise, paid quarterly (at the end of March, June, September and December) and at maturity - or monthly on deposits above $5,000.

$50 000 2.00% Go to site
The Co-operative Bank
1 Month
  • BBB
1 Month

Interest info

Interest is calculated daily and, unless stated otherwise, paid quarterly (at the end of March, June, September and December) and at maturity - or monthly on deposits above $5,000.

$10 000 $49 999 2.00% Go to site
RaboDirect
1 month Standard interest
  • AA-
1 Month

Interest info

Maturity

$1 000 2.00% Go to site
Heartland Bank
1 mth
  • BBB-
1 Month

Interest info

on maturity

$0 $9 999 1.90% Go to site
Heartland Bank
1 mth
  • BBB-
1 Month

Interest info

on maturity

$10 000 2.00% Go to site
Kookmin Bank
1 Y
  • A
1 year $5 000 $9 999 3.20% Go to site
Kookmin Bank
1 Y
  • A
1 year $100 000 3.50% Go to site
Kookmin Bank
1 Y
  • A
1 year $50 000 $99 999 3.40% Go to site
Kookmin Bank
1 Y
  • A
1 year $10 000 $49 999 3.30% Go to site
Kiwibank
1 year
  • A+
1 year

Interest info

Interest Paid at Maturity

$1 000 $4 999 2.00% Go to site
Kiwibank
1 year
  • A+
1 year

Interest info

Interest Paid at Maturity

$5 000 $9 999 3.30% Go to site

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