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Term Deposits

Which option is best for your spare cash? We compare term deposits from over 40 different providers below.

Last Updated Friday, July 12, 2019 - 10:59pm
Filter options Accepted range in days
1 Month 0 - 45
2 Months 32 - 76
3 Months 62 - 106
4 Months 93 - 137
5 Months 123 - 168
6 Months 154 - 230
9 Months 185 - 318
1 year 276 - 456
18 months 366 - 638
2 years 550 - 886
3 years 732 - 1278
4 years 1097 - 1644
5 years 1462 +
Filter options Accepted range in days
1 Month 0 - 45
2 Months 32 - 76
3 Months 62 - 106
4 Months 93 - 137
5 Months 123 - 168
6 Months 154 - 230
9 Months 185 - 318
1 year 276 - 456
18 months 366 - 638
2 years 550 - 886
3 years 732 - 1278
4 years 1097 - 1644
5 years 1462 +

Displaying 1 - 15 of 449 results

Institute Product namesort descending Credit rating Term Min deposit Max deposit Rate More Info
NZCU South 		1 month
  • BB-
 1 Month

Interest info

Interest is paid on maturity for terms less than 12 months.

 $500 $4 999 1.00% Go to site
NZCU Baywide 		1 month
  • BB-
 1 Month $1 000 $1 000 000 1.25%

Minimum deposit is $1,000 for adults and $500 for children under 18 years old

 Go to site
HSBC 		1 month
  • AA-
 1 Month

Interest info

For term deposits over two months in duration, you can select to have your interest paid to your nominated account on a monthly, quarterly, six-monthly basis or at maturity. Alternatively, you can elect to have your interest paid to your nominated account at the end of your deposit term.

 $10 000 $99 000 0.30% Go to site
The Co-operative Bank 		1 Month
  • BBB-
 1 Month

Interest info

Interest is calculated daily and, unless stated otherwise, paid quarterly (at the end of March, June, September and December) and at maturity - or monthly on deposits above $5,000.

 $2 000 $9 999 1.80% Go to site
NZCU South 		1 month
  • BB-
 1 Month

Interest info

Interest is paid on maturity for terms less than 12 months.

 $5 000 $500 000 1.25% Go to site
The Co-operative Bank 		1 Month
  • BBB-
 1 Month

Interest info

Interest is calculated daily and, unless stated otherwise, paid quarterly (at the end of March, June, September and December) and at maturity - or monthly on deposits above $5,000.

 $10 000 $49 999 1.90% Go to site
HSBC 		1 month
  • AA-
 1 Month

Interest info

For term deposits over two months in duration, you can select to have your interest paid to your nominated account on a monthly, quarterly, six-monthly basis or at maturity. Alternatively, you can elect to have your interest paid to your nominated account at the end of your deposit term.

 $0 $9 999 0.20% Go to site
HSBC 		1 month
  • AA-
 1 Month

Interest info

For term deposits over two months in duration, you can select to have your interest paid to your nominated account on a monthly, quarterly, six-monthly basis or at maturity. Alternatively, you can elect to have your interest paid to your nominated account at the end of your deposit term.

 $100 000 0.50% Go to site
The Co-operative Bank 		1 Month
  • BBB-
 1 Month

Interest info

Interest is calculated daily and, unless stated otherwise, paid quarterly (at the end of March, June, September and December) and at maturity - or monthly on deposits above $5,000.

 $50 000 1.90% Go to site
Rabobank New Zealand 		1 month Standard interest
  • AA-
 1 Month

Interest info

Maturity

 $1 000 1.70% Go to site
Credit Union Central 		1 MONTHS
1 Month $500 $500 000 1.25% Go to site
Heartland Bank 		1 mth
  • BBB-
 1 Month

Interest info

on maturity

 $0 1.50% Go to site
Kookmin Bank 		1 Y
  • A
 1 year $50 000 $99 999 3.20% Go to site
Kookmin Bank 		1 Y
  • A
 1 year $10 000 $49 999 3.10% Go to site
Kookmin Bank 		1 Y
  • A
 1 year $5 000 $9 999 3.00% Go to site

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