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Term Deposits

Which option is best for your spare cash? We compare term deposits from over 40 different providers below.

Last Updated Monday, December 10, 2018 - 10:49pm
Filter optionsAccepted range in days
1 Month0 - 45
2 Months32 - 76
3 Months62 - 106
4 Months93 - 137
5 Months123 - 168
6 Months154 - 230
9 Months185 - 318
1 year276 - 456
18 months366 - 638
2 years550 - 886
3 years732 - 1278
4 years1097 - 1644
5 years1462 +
Filter optionsAccepted range in days
1 Month0 - 45
2 Months32 - 76
3 Months62 - 106
4 Months93 - 137
5 Months123 - 168
6 Months154 - 230
9 Months185 - 318
1 year276 - 456
18 months366 - 638
2 years550 - 886
3 years732 - 1278
4 years1097 - 1644
5 years1462 +
Institute Product name Credit rating Term Min deposit Max deposit Ratesort ascending More Info
Asset Finance
5 Years
    5 years

    Interest info

    Interest (less withholding tax) can be paid into your bank account either monthly or quarterly, or you can grow your investment by having interest reinvest/compound at the end of each quarter.

    $500 6.25% Go to site
    Asset Finance
    4 Years
      4 years

      Interest info

      Interest (less withholding tax) can be paid into your bank account either monthly or quarterly, or you can grow your investment by having interest reinvest/compound at the end of each quarter.

      $500 6.00% Go to site
      General Finance
      4 years
        4 years

        Interest info

        Interest paid or compounded quarterly. For deposits in excess of $10,000, interest can be paid monthly.

        $2 000 5.75% Go to site
        General Finance
        3 years
          3 years

          Interest info

          Interest paid or compounded quarterly. For deposits in excess of $10,000, interest can be paid monthly.

          $2 000 5.75% Go to site
          General Finance
          5 years
            5 years

            Interest info

            Interest paid or compounded quarterly. For deposits in excess of $10,000, interest can be paid monthly.

            $2 000 5.75% Go to site
            General Finance
            2 years
              2 years

              Interest info

              Interest paid or compounded quarterly. For deposits in excess of $10,000, interest can be paid monthly.

              $2 000 5.50% Go to site
              Asset Finance
              3 Years
                3 years

                Interest info

                Interest (less withholding tax) can be paid into your bank account either monthly or quarterly, or you can grow your investment by having interest reinvest/compound at the end of each quarter.

                $500 5.50% Go to site
                General Finance
                18 Months
                  18 months

                  Interest info

                  Interest paid or compounded quarterly. For deposits in excess of $10,000, interest can be paid monthly.

                  $2 000 5.40% Go to site
                  General Finance
                  1 year
                    1 year

                    Interest info

                    Interest paid or compounded quarterly. For deposits in excess of $10,000, interest can be paid monthly.

                    $2 000 4.80% Go to site
                    Asset Finance
                    2 Years
                      2 years

                      Interest info

                      Interest (less withholding tax) can be paid into your bank account either monthly or quarterly, or you can grow your investment by having interest reinvest/compound at the end of each quarter.

                      $500 4.40% Go to site
                      Bank of Baroda
                      5 Year
                      • BBB-
                        5 years

                        Interest info

                        We will pay you interest on your Term Deposit on the date it matures and annually, six monthly, three monthly or monthly as agreed when you make the deposit.

                        $50 000 $100 000 4.30% Go to site
                        Bank of Baroda
                        5 Year
                        • BBB-
                          5 years

                          Interest info

                          We will pay you interest on your Term Deposit on the date it matures and annually, six monthly, three monthly or monthly as agreed when you make the deposit.

                          $5 000 $49 999 4.30% Go to site
                          Bank of Baroda
                          4 year to less than 5 year
                          • BBB-
                            4 years

                            Interest info

                            We will pay you interest on your Term Deposit on the date it matures and annually, six monthly, three monthly or monthly as agreed when you make the deposit.

                            $5 000 $49 999 4.15% Go to site
                            Bank of Baroda
                            4 year to less than 5 year
                            • BBB-
                              4 years

                              Interest info

                              We will pay you interest on your Term Deposit on the date it matures and annually, six monthly, three monthly or monthly as agreed when you make the deposit.

                              $50 000 $100 000 4.15% Go to site
                              ASB Bank
                              5 Years
                              • AA-
                                5 years

                                Interest info

                                For terms of less than six months and specials, interest is paid at maturity. For longer terms you can choose to have interest paid monthly or at maturity or compounded quarterly, six monthly or annually. Monthly interest cannot be compounded.

                                $10 000 4.10% Go to site

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