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Term Deposits

Which option is best for your spare cash? We compare term deposits from over 40 different providers below.

Last Updated Friday, July 12, 2019 - 10:59pm
Filter options Accepted range in days
1 Month 0 - 45
2 Months 32 - 76
3 Months 62 - 106
4 Months 93 - 137
5 Months 123 - 168
6 Months 154 - 230
9 Months 185 - 318
1 year 276 - 456
18 months 366 - 638
2 years 550 - 886
3 years 732 - 1278
4 years 1097 - 1644
5 years 1462 +
Filter options Accepted range in days
1 Month 0 - 45
2 Months 32 - 76
3 Months 62 - 106
4 Months 93 - 137
5 Months 123 - 168
6 Months 154 - 230
9 Months 185 - 318
1 year 276 - 456
18 months 366 - 638
2 years 550 - 886
3 years 732 - 1278
4 years 1097 - 1644
5 years 1462 +
Institute Product name Credit rating Termsort descending Min deposit Max deposit Rate More Info
Kookmin Bank
1M
  • A
1 Month $5 000 $9 999 0.70% Go to site
HSBC
1 month
  • AA-
1 Month

Interest info

For term deposits over two months in duration, you can select to have your interest paid to your nominated account on a monthly, quarterly, six-monthly basis or at maturity. Alternatively, you can elect to have your interest paid to your nominated account at the end of your deposit term.

$0 $9 999 0.20% Go to site
ASB Bank
30 Days
  • AA-
1 Month

Interest info

Depending on the term, returns can be paid quarterly, six-monthly, annually or at the end of the term. Returns can be paid monthly for investments of $10,000 or more with a term of six months or longer.

$10 000 1.00% Go to site
Kiwibank
30 days
  • A+
1 Month

Interest info

Interest Paid at Maturity

$5 000 $9 999 0.40% Go to site
NZCU South
1 month
  • BB-
1 Month

Interest info

Interest is paid on maturity for terms less than 12 months.

$5 000 $500 000 1.25% Go to site
Kookmin Bank
1M
  • A
1 Month $50 000 $99 999 0.70% Go to site
Credit Union Central
1 MONTHS
1 Month $500 $500 000 1.25% Go to site
Kookmin Bank
7D ~ less 1M
  • A
1 Month $100 000 0.50% Go to site
Heartland Bank
1 mth
  • BBB-
1 Month

Interest info

on maturity

$0 1.50% Go to site
Kookmin Bank
7D ~ less 1M
  • A
1 Month $5 000 $9 999 0.50% Go to site
Bank of India
31 Days to 90 Days
  • BBB-
1 Month $5 000 $50 000 1.70% Go to site
Kiwibank
30 days
  • A+
1 Month

Interest info

Interest Paid at Maturity

$10 000 $49 999 0.50% Go to site
The Co-operative Bank
1 Month
  • BBB-
1 Month

Interest info

Interest is calculated daily and, unless stated otherwise, paid quarterly (at the end of March, June, September and December) and at maturity - or monthly on deposits above $5,000.

$50 000 1.90% Go to site
Bank of New Zealand
30 - 59 days
  • AA-
1 Month

Interest info

Interest can only be paid at maturity

$2 000 $5 000 000 0.50% Go to site
Bank of Baroda
30 days to 59 days
  • BBB-
1 Month

Interest info

Interest compounded quarterly on term deposits

$5 000 $100 000 2.05% Go to site

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