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Term Deposits

Which option is best for your spare cash? We compare term deposits from over 40 different providers below.

Last Updated Sunday, March 3, 2019 - 7:40pm
Filter options Accepted range in days
1 Month 0 - 45
2 Months 32 - 76
3 Months 62 - 106
4 Months 93 - 137
5 Months 123 - 168
6 Months 154 - 230
9 Months 185 - 318
1 year 276 - 456
18 months 366 - 638
2 years 550 - 886
3 years 732 - 1278
4 years 1097 - 1644
5 years 1462 +
Filter options Accepted range in days
1 Month 0 - 45
2 Months 32 - 76
3 Months 62 - 106
4 Months 93 - 137
5 Months 123 - 168
6 Months 154 - 230
9 Months 185 - 318
1 year 276 - 456
18 months 366 - 638
2 years 550 - 886
3 years 732 - 1278
4 years 1097 - 1644
5 years 1462 +
Institute Product name Credit rating Termsort descending Min deposit Max deposit Rate More Info
RaboDirect
1 month Standard interest
  • AA-
1 Month

Interest info

Maturity

$1 000 2.00% Go to site
Kookmin Bank
7D ~ less 1M
  • A
1 Month $10 000 $49 999 0.70% Go to site
HSBC
1-2 months
  • AA-
1 Month

Interest info

For term deposits over two months in duration, you can select to have your interest paid to your nominated account on a monthly, quarterly, six-monthly basis or at maturity. Alternatively, you can elect to have your interest paid to your nominated account at the end of your deposit term.

$10 000 $99 000 0.90% Go to site
The Co-operative Bank
1 Month
  • BBB
1 Month

Interest info

Interest is calculated daily and, unless stated otherwise, paid quarterly (at the end of March, June, September and December) and at maturity - or monthly on deposits above $5,000.

$10 000 $49 999 2.00% Go to site
Bank of India
31 Days to 90 Days
  • BBB-
1 Month

Interest info

We will pay you interest on your Term Deposit on the date it matures and six monthly, three monthly or monthly as agreed when you make the deposit.

$5 000 $50 000 1.70% Go to site
Kookmin Bank
7D ~ less 1M
  • A
1 Month $50 000 $99 999 0.80% Go to site
NZCU Baywide
1 month
  • BB-
1 Month $1 000 $1 000 000 1.25%

Minimum deposit is $1,000 for adults and $500 for children under 18 years old

Go to site
NZCU South
1 month
  • BB-
1 Month

Interest info

Interest is paid on maturity for terms less than 12 months.

$5 000 $500 000 1.25% Go to site
Kiwibank
30 days
  • A+
1 Month

Interest info

Interest Paid at Maturity

$10 000 $49 999 0.75% Go to site
ANZ Bank
30 days
  • AA-
1 Month

Interest info

Compounded quarterly, six monthly, annually or at maturity. Paid into any New Zealand bank account monthly, quarterly, six monthly, annually or at maturity.

$10 000 $5 000 000 0.50% Go to site
Kookmin Bank
7D ~ less 1M
  • A
1 Month $100 000 1.00% Go to site
Bank of New Zealand
7 - 29 days
  • AA-
1 Month

Interest info

Depending on the term of your deposit, you can choose to have your interest paid monthly, quarterly, six monthly, annually, or at maturity.

$2 000 $5 000 000 0.50% Go to site
Nelson Building Society
30 days
  • BB+
1 Month $5 000 2.00% Go to site
Bank of Baroda
30 to 45 days
  • BBB-
1 Month

Interest info

We will pay you interest on your Term Deposit on the date it matures and annually, six monthly, three monthly or monthly as agreed when you make the deposit.

$1 000 $4 999 2.00% Go to site
The Co-operative Bank
1 Month
  • BBB
1 Month

Interest info

Interest is calculated daily and, unless stated otherwise, paid quarterly (at the end of March, June, September and December) and at maturity - or monthly on deposits above $5,000.

$50 000 2.00% Go to site

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