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Term Deposits

Which option is best for your spare cash? We compare term deposits from over 40 different providers below.

Last Updated Monday, December 10, 2018 - 10:49pm
Filter optionsAccepted range in days
1 Month0 - 45
2 Months32 - 76
3 Months62 - 106
4 Months93 - 137
5 Months123 - 168
6 Months154 - 230
9 Months185 - 318
1 year276 - 456
18 months366 - 638
2 years550 - 886
3 years732 - 1278
4 years1097 - 1644
5 years1462 +
Filter optionsAccepted range in days
1 Month0 - 45
2 Months32 - 76
3 Months62 - 106
4 Months93 - 137
5 Months123 - 168
6 Months154 - 230
9 Months185 - 318
1 year276 - 456
18 months366 - 638
2 years550 - 886
3 years732 - 1278
4 years1097 - 1644
5 years1462 +
Institute Product name Credit rating Termsort descending Min deposit Max deposit Rate More Info
Bank of Baroda
30 to 45 days
  • BBB-
    1 Month

    Interest info

    We will pay you interest on your Term Deposit on the date it matures and annually, six monthly, three monthly or monthly as agreed when you make the deposit.

    $50 000 $100 000 2.10% Go to site
    Kookmin Bank
    1M
    • A
      1 Month $10 000 $49 999 1.00% Go to site
      TSB Bank
      30 Days
      • BBB+
        1 Month

        Interest info

        Maturity

        $5 000 $9 999 1.00% Go to site
        ASB Bank
        30 Days
        • AA-
          1 Month

          Interest info

          For terms of less than six months and specials, interest is paid at maturity. For longer terms you can choose to have interest paid monthly or at maturity or compounded quarterly, six monthly or annually. Monthly interest cannot be compounded.

          $5 000 $10 000 0.75% Go to site
          Bank of New Zealand
          30 - 59 days*
          • AA-
            1 Month

            Interest info

            Interest can only be paid at maturity

            $5 000 $5 000 000 0.50% Go to site
            Heartland Bank
            1 mth
            • BBB-
              1 Month

              Interest info

              on maturity

              $0 $19 999 1.90% Go to site
              Kookmin Bank
              1M
              • A
                1 Month $50 000 $99 999 1.20% Go to site
                ASB Bank
                30 Days
                • AA-
                  1 Month

                  Interest info

                  For terms of less than six months and specials, interest is paid at maturity. For longer terms you can choose to have interest paid monthly or at maturity or compounded quarterly, six monthly or annually. Monthly interest cannot be compounded.

                  $10 000 1.00% Go to site
                  Kookmin Bank
                  1M
                  • A
                    1 Month $100 000 1.40% Go to site
                    Heartland Bank
                    1 mth
                    • BBB-
                      1 Month

                      Interest info

                      on maturity

                      $20 000 2.00% Go to site
                      HSBC
                      1-2 months
                      • AA-
                        1 Month

                        Interest info

                        For term deposits over two months in duration, you can select to have your interest paid to your nominated account on a monthly, quarterly, six-monthly basis or at maturity. Alternatively, you can elect to have your interest paid to your nominated account at the end of your deposit term.

                        $10 000 $99 000 0.90% Go to site
                        TSB Bank
                        30 Days
                        • BBB+
                          1 Month

                          Interest info

                          Maturity

                          $10 000 1.25% Go to site
                          Kiwibank
                          30 days
                          • A+
                            1 Month

                            Interest info

                            Interest Paid at Maturity

                            $10 000 $49 999 0.75% Go to site
                            NZCU Baywide
                            1 month
                            • BB-
                              1 Month $1 000 $1 000 000 1.25%

                              Minimum deposit is $1,000 for adults and $500 for children under 18 years old

                              Go to site
                              The Co-operative Bank
                              1 Month
                              • BBB
                                1 Month

                                Interest info

                                Interest is calculated daily and, unless stated otherwise, paid quarterly (at the end of March, June, September and December) and at maturity - or monthly on deposits above $5,000.

                                $2 000 $9 999 1.90% Go to site

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