Home >> Term Deposits

Term Deposits

Which option is best for your spare cash? We compare term deposits from over 40 different providers below.

Last Updated Friday, May 10, 2019 - 11:10pm
Filter options Accepted range in days
1 Month 0 - 45
2 Months 32 - 76
3 Months 62 - 106
4 Months 93 - 137
5 Months 123 - 168
6 Months 154 - 230
9 Months 185 - 318
1 year 276 - 456
18 months 366 - 638
2 years 550 - 886
3 years 732 - 1278
4 years 1097 - 1644
5 years 1462 +
Filter options Accepted range in days
1 Month 0 - 45
2 Months 32 - 76
3 Months 62 - 106
4 Months 93 - 137
5 Months 123 - 168
6 Months 154 - 230
9 Months 185 - 318
1 year 276 - 456
18 months 366 - 638
2 years 550 - 886
3 years 732 - 1278
4 years 1097 - 1644
5 years 1462 +
Institute Product name Credit rating Term Min deposit Max deposit Rate More Info
Kiwibank
1 year
  • A+
1 year

Interest info

Interest Paid at Maturity

$50 000 3.30% Go to site
Kookmin Bank
1 Y
  • A
1 year $10 000 $49 999 3.30% Go to site
Nelson Building Society
12 months
  • BB+
1 year $5 000 3.30% Go to site
Rabobank New Zealand
1 year Interim interest Monthly
  • AA-
1 year

Interest info

Monthly

$1 000 3.30% Go to site
SBS Bank
12 months
  • BBB
1 year

Interest info

Maturity

$5 000 $250 000 3.30% Go to site
ANZ Bank
1 year
  • AA-
1 year

Interest info

Compounded quarterly, six monthly, annually or at maturity. Paid into any New Zealand bank account monthly, quarterly, six monthly, annually or at maturity.

$10 000 $5 000 000 3.25% Go to site
Rabobank New Zealand
15 months Standard interest
  • AA-
1 year

Interest info

Maturity

$1 000 3.25% Go to site
The Co-operative Bank
12 Months Special
  • BBB-
1 year

Interest info

Interest paid monthly or at maturity only

$5 000 3.25% Go to site
Rabobank New Zealand
15 months Interim interest Quarterly
  • AA-
1 year

Interest info

Quarterly

$1 000 3.21% Go to site
ASB Bank
12 Months
  • AA-
1 year

Interest info

For terms of less than six months and specials, interest is paid at maturity. For longer terms you can choose to have interest paid monthly or at maturity or compounded quarterly, six monthly or annually. Monthly interest cannot be compounded.

$10 000 3.20% Go to site
Kiwibank
1 year
  • A+
1 year

Interest info

Interest Paid at Maturity

$5 000 $9 999 3.20% Go to site
Kookmin Bank
1 Y
  • A
1 year $5 000 $9 999 3.20% Go to site
Rabobank New Zealand
15 months Interim interest Monthly
  • AA-
1 year

Interest info

Monthly

$1 000 3.20% Go to site
Bank of New Zealand
1 year
  • AA-
1 year

Interest info

Interest payment options available (quarterly, six monthly, annually and at maturity)

$2 000 $5 000 000 3.15% Go to site
The Co-operative Bank
12 Months
  • BBB-
1 year

Interest info

Interest is calculated daily and, unless stated otherwise, paid quarterly (at the end of March, June, September and December) and at maturity - or monthly on deposits above $5,000.

$10 000 $49 999 3.15% Go to site

Pages

Traded Endowment Policies are a unique alternative to traditional bank term deposits, offering a range of capital read-more

You’ve worked hard, you’ve gotten your loans in order, and your finances are starting to look up. So what’s next? read-more

Picking the right mortgage product can save you thousands of dollars and reduce the time to pay. However, if you go read-more