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Term Deposits

Which option is best for your spare cash? We compare term deposits from over 40 different providers below.

Last Updated Monday, March 23, 2020 - 8:54pm
Filter options Accepted range in days
1 Month 0 - 45
2 Months 32 - 76
3 Months 62 - 106
4 Months 93 - 137
5 Months 123 - 168
6 Months 154 - 230
9 Months 185 - 318
1 year 276 - 456
18 months 366 - 638
2 years 550 - 886
3 years 732 - 1278
4 years 1097 - 1644
5 years 1462 +
Filter options Accepted range in days
1 Month 0 - 45
2 Months 32 - 76
3 Months 62 - 106
4 Months 93 - 137
5 Months 123 - 168
6 Months 154 - 230
9 Months 185 - 318
1 year 276 - 456
18 months 366 - 638
2 years 550 - 886
3 years 732 - 1278
4 years 1097 - 1644
5 years 1462 +
Institute Product name Credit rating Term Min deposit Max deposit Rate More Info
The Co-operative Bank
12 Months Special
  • BBB
1 year

Interest info

Interest paid monthly or at maturity only

$5 000 2.70% Go to site
Kookmin Bank
1 Y
  • A+
1 year $5 000 $9 999 2.60% Go to site
Nelson Building Society
12 months
  • BB+
1 year $5 000 2.60% Go to site
The Co-operative Bank
12 Months
  • BBB
1 year

Interest info

Interest is calculated daily and, unless stated otherwise, paid quarterly (at the end of March, June, September and December) and at maturity - or monthly on deposits above $5,000.

$10 000 $49 999 2.60% Go to site
The Co-operative Bank
12 Months
  • BBB
1 year

Interest info

Interest is calculated daily and, unless stated otherwise, paid quarterly (at the end of March, June, September and December) and at maturity - or monthly on deposits above $5,000.

$50 000 2.60% Go to site
TSB Bank
12 Months
  • A-
1 year

Interest info

six monthly

$10 000 2.60% Go to site
Rabobank New Zealand
1 year Standard interest
  • A
1 year

Interest info

Maturity

$1 000 2.55% Go to site
Rabobank New Zealand
1 year Interim interest Quarterly
  • A
1 year

Interest info

Quarterly

$1 000 2.53% Go to site
Rabobank New Zealand
1 year Interim interest Six-monthly
  • A
1 year

Interest info

Six-monthly

$1 000 2.53% Go to site
Rabobank New Zealand
1 year Interim interest Monthly
  • A
1 year

Interest info

Monthly

$1 000 2.52% Go to site
ASB Bank
12 Months
  • AA-
1 year

Interest info

Depending on the term, returns can be paid quarterly, six-monthly, annually or at the end of the term. Returns can be paid monthly for investments of $10,000 or more with a term of six months or longer.

$10 000 2.50% Go to site
Kiwibank
1 year
  • A
1 year

Interest info

Interest Paid at Maturity

$10 000 $49 999 2.50% Go to site
Kiwibank
1 year
  • A
1 year

Interest info

Interest Paid at Maturity

$50 000 2.50% Go to site
Rabobank New Zealand
15 months Standard interest
  • A
1 year

Interest info

Maturity

$1 000 2.50% Go to site
The Co-operative Bank
12 Months
  • BBB
1 year

Interest info

Interest is calculated daily and, unless stated otherwise, paid quarterly (at the end of March, June, September and December) and at maturity - or monthly on deposits above $5,000.

$2 000 $9 999 2.50% Go to site

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