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Term Deposits

Which option is best for your spare cash? We compare term deposits from over 40 different providers below.

Last Updated Friday, July 12, 2019 - 10:59pm
Filter options Accepted range in days
1 Month 0 - 45
2 Months 32 - 76
3 Months 62 - 106
4 Months 93 - 137
5 Months 123 - 168
6 Months 154 - 230
9 Months 185 - 318
1 year 276 - 456
18 months 366 - 638
2 years 550 - 886
3 years 732 - 1278
4 years 1097 - 1644
5 years 1462 +
Filter options Accepted range in days
1 Month 0 - 45
2 Months 32 - 76
3 Months 62 - 106
4 Months 93 - 137
5 Months 123 - 168
6 Months 154 - 230
9 Months 185 - 318
1 year 276 - 456
18 months 366 - 638
2 years 550 - 886
3 years 732 - 1278
4 years 1097 - 1644
5 years 1462 +
Institute Product name Credit rating Term Min deposit Max deposit Rate More Info
Rabobank New Zealand
1 year Interim interest Monthly
  • AA-
1 year

Interest info

Monthly

$1 000 3.15% Go to site
SBS Bank
12 months
  • BBB
1 year

Interest info

Maturity

$1 000 3.15% Go to site
ANZ Bank
1 year
  • AA-
1 year

Interest info

Compounded quarterly, six monthly, annually or at maturity. Paid into any New Zealand bank account monthly, quarterly, six monthly, annually or at maturity.

$10 000 $5 000 000 3.10% Go to site
Kiwibank
1 year
  • A+
1 year

Interest info

Interest Paid at Maturity

$10 000 $49 999 3.10% Go to site
Kiwibank
1 year
  • A+
1 year

Interest info

Interest Paid at Maturity

$50 000 3.10% Go to site
Kookmin Bank
1 Y
  • A
1 year $10 000 $49 999 3.10% Go to site
Nelson Building Society
12 months
  • BB+
1 year $5 000 3.10% Go to site
Rabobank New Zealand
15 months Standard interest
  • AA-
1 year

Interest info

Maturity

$1 000 3.10% Go to site
Wairarapa Building Society
1 Year
  • BB+
1 year $5 000 3.10% Go to site
Rabobank New Zealand
15 months Interim interest Monthly
  • AA-
1 year

Interest info

Monthly

$1 000 3.06% Go to site
Rabobank New Zealand
15 months Interim interest Quarterly
  • AA-
1 year

Interest info

Quarterly

$1 000 3.06% Go to site
The Co-operative Bank
12 Months Special
  • BBB-
1 year

Interest info

Interest paid monthly or at maturity only

$5 000 3.05% Go to site
ASB Bank
12 Months
  • AA-
1 year

Interest info

Depending on the term, returns can be paid quarterly, six-monthly, annually or at the end of the term. Returns can be paid monthly for investments of $10,000 or more with a term of six months or longer.

$10 000 3.00% Go to site
Bank of New Zealand
1 year
  • AA-
1 year

Interest info

Interest payment options available (quarterly, six monthly, annually and at maturity)

$2 000 $5 000 000 3.00% Go to site
Kiwibank
1 year
  • A+
1 year

Interest info

Interest Paid at Maturity

$5 000 $9 999 3.00% Go to site

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