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Term Deposits

Which option is best for your spare cash? We compare term deposits from over 40 different providers below.

Last Updated Friday, August 30, 2019 - 9:23pm
Filter options Accepted range in days
1 Month 0 - 45
2 Months 32 - 76
3 Months 62 - 106
4 Months 93 - 137
5 Months 123 - 168
6 Months 154 - 230
9 Months 185 - 318
1 year 276 - 456
18 months 366 - 638
2 years 550 - 886
3 years 732 - 1278
4 years 1097 - 1644
5 years 1462 +
Filter options Accepted range in days
1 Month 0 - 45
2 Months 32 - 76
3 Months 62 - 106
4 Months 93 - 137
5 Months 123 - 168
6 Months 154 - 230
9 Months 185 - 318
1 year 276 - 456
18 months 366 - 638
2 years 550 - 886
3 years 732 - 1278
4 years 1097 - 1644
5 years 1462 +
Institute Product name Credit rating Term Min deposit Max deposit Rate More Info
Kookmin Bank
3M
  • A
3 Months $100 000 2.30% Go to site
Nelson Building Society
90 days
  • BB+
3 Months $5 000 2.25% Go to site
ANZ Bank
90 days
  • AA-
3 Months

Interest info

Compounded quarterly, six monthly, annually or at maturity. Paid into any New Zealand bank account monthly, quarterly, six monthly, annually or at maturity.

$10 000 $5 000 000 2.20% Go to site
Bank of Baroda
90 days to 119 days
  • BBB-
3 Months

Interest info

Interest compounded quarterly on term deposits

$1 000 $4 999 2.20% Go to site
Kiwibank
100 days
  • A+
3 Months

Interest info

Interest Paid at Maturity

$5 000 $9 999 2.20% Go to site
Kiwibank
90 days
  • A+
3 Months

Interest info

Interest Paid at Maturity

$10 000 $49 999 2.20% Go to site
Kiwibank
90 days
  • A+
3 Months

Interest info

Interest Paid at Maturity

$50 000 2.20% Go to site
Kookmin Bank
3M
  • A
3 Months $50 000 $99 999 2.20% Go to site
Westpac
90 days
  • AA-
3 Months

Interest info

At Maturity

$5 000 $5 000 000 2.20% Go to site
Rabobank New Zealand
3 months Standard interest
  • AA-
3 Months

Interest info

Maturity

$1 000 2.15% Go to site
ASB Bank
90 Days
  • AA-
3 Months

Interest info

Depending on the term, returns can be paid quarterly, six-monthly, annually or at the end of the term. Returns can be paid monthly for investments of $10,000 or more with a term of six months or longer.

$10 000 2.15% Go to site
TSB Bank
90 Days
  • BBB+
3 Months

Interest info

Maturity

$10 000 2.15% Go to site
Kiwibank
90 days
  • A+
3 Months

Interest info

Interest Paid at Maturity

$5 000 $9 999 2.10% Go to site
Kookmin Bank
3M
  • A
3 Months $10 000 $49 999 2.10% Go to site
Wairarapa Building Society
90 Days
  • BB+
3 Months $5 000 2.10% Go to site

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