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Term Deposits

Which option is best for your spare cash? We compare term deposits from over 40 different providers below.

Last Updated Monday, December 10, 2018 - 10:49pm
Filter optionsAccepted range in days
1 Month0 - 45
2 Months32 - 76
3 Months62 - 106
4 Months93 - 137
5 Months123 - 168
6 Months154 - 230
9 Months185 - 318
1 year276 - 456
18 months366 - 638
2 years550 - 886
3 years732 - 1278
4 years1097 - 1644
5 years1462 +
Filter optionsAccepted range in days
1 Month0 - 45
2 Months32 - 76
3 Months62 - 106
4 Months93 - 137
5 Months123 - 168
6 Months154 - 230
9 Months185 - 318
1 year276 - 456
18 months366 - 638
2 years550 - 886
3 years732 - 1278
4 years1097 - 1644
5 years1462 +
Institute Product name Credit rating Term Min deposit Max deposit Rate More Info
Bank of New Zealand
18 months**
  • AA-
    18 months

    Interest info

    Interest payment options available (quarterly, six monthly, annually and at maturity)

    $2 000 $4 999 0.75% Go to site
    Bank of Baroda
    46 to 90 days
    • BBB-
      2 Months

      Interest info

      We will pay you interest on your Term Deposit on the date it matures and annually, six monthly, three monthly or monthly as agreed when you make the deposit.

      $5 000 $49 999 2.10% Go to site
      Bank of Baroda
      46 to 90 days
      • BBB-
        2 Months

        Interest info

        We will pay you interest on your Term Deposit on the date it matures and annually, six monthly, three monthly or monthly as agreed when you make the deposit.

        $50 000 $100 000 2.10% Go to site
        UDC Finance
        2 months Interest Paid at Maturity
        • AA-
          2 Months

          Interest info

          Interest Paid at Maturity

          $100 000 2.05% Go to site
          Bank of Baroda
          46 to 90 days
          • BBB-
            2 Months

            Interest info

            We will pay you interest on your Term Deposit on the date it matures and annually, six monthly, three monthly or monthly as agreed when you make the deposit.

            $1 000 $4 999 2.00% Go to site
            Heartland Bank
            2 mths
            • BBB-
              2 Months

              Interest info

              on maturity

              $20 000 2.00% Go to site
              UDC Finance
              2 months Interest Paid at Maturity
              • AA-
                2 Months

                Interest info

                Interest Paid at Maturity

                $5 000 $99 999 2.00% Go to site
                Heartland Bank
                2 mths
                • BBB-
                  2 Months

                  Interest info

                  on maturity

                  $0 $19 999 1.90% Go to site
                  Kookmin Bank
                  2M
                  • A
                    2 Months $100 000 1.60% Go to site
                    ANZ Bank
                    60 days
                    • AA-
                      2 Months

                      Interest info

                      Compounded quarterly, six monthly, annually or at maturity. Paid into any New Zealand bank account monthly, quarterly, six monthly, annually or at maturity.

                      $10 000 $5 000 000 1.50% Go to site
                      TSB Bank
                      60 Days
                      • BBB+
                        2 Months

                        Interest info

                        Maturity

                        $10 000 1.50% Go to site
                        Kookmin Bank
                        2M
                        • A
                          2 Months $50 000 $99 999 1.40% Go to site
                          Kookmin Bank
                          2M
                          • A
                            2 Months $10 000 $49 999 1.30% Go to site
                            Bank of New Zealand
                            60 - 89 days*
                            • AA-
                              2 Months

                              Interest info

                              Interest can only be paid at maturity

                              $5 000 $5 000 000 1.25% Go to site
                              Kiwibank
                              60 days
                              • A+
                                2 Months

                                Interest info

                                Interest Paid at Maturity

                                $10 000 $49 999 1.25% Go to site

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