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Term Deposits

Which option is best for your spare cash? We compare term deposits from over 40 different providers below.

Last Updated Tuesday, August 6, 2019 - 9:22pm
Filter options Accepted range in days
1 Month 0 - 45
2 Months 32 - 76
3 Months 62 - 106
4 Months 93 - 137
5 Months 123 - 168
6 Months 154 - 230
9 Months 185 - 318
1 year 276 - 456
18 months 366 - 638
2 years 550 - 886
3 years 732 - 1278
4 years 1097 - 1644
5 years 1462 +
Filter options Accepted range in days
1 Month 0 - 45
2 Months 32 - 76
3 Months 62 - 106
4 Months 93 - 137
5 Months 123 - 168
6 Months 154 - 230
9 Months 185 - 318
1 year 276 - 456
18 months 366 - 638
2 years 550 - 886
3 years 732 - 1278
4 years 1097 - 1644
5 years 1462 +
Institute Product name Credit rating Term Min deposit Max depositsort descending Rate More Info
NZCU Baywide
2 months
  • BB-
2 Months $1 000 $1 000 000 1.25%

Minimum deposit is $1,000 for adults and $500 for children under 18 years old

Go to site
NZCU Baywide
1 month
  • BB-
1 Month $1 000 $1 000 000 1.25%

Minimum deposit is $1,000 for adults and $500 for children under 18 years old

Go to site
NZCU Baywide
5 months
  • BB-
5 Months $1 000 $1 000 000 2.90%

Minimum deposit is $1,000 for adults and $500 for children under 18 years old

Go to site
Westpac
4 months
  • AA-
4 Months

Interest info

At Maturity

$5 000 $5 000 000 2.65% Go to site
Westpac
18 months
  • AA-
18 months

Interest info

At Maturity

$5 000 $5 000 000 3.00% Go to site
Westpac
5 months
  • AA-
5 Months

Interest info

At Maturity

$5 000 $5 000 000 2.65% Go to site
Westpac
2 years
  • AA-
2 years

Interest info

Monthly or Compounding

$5 000 $5 000 000 3.00% Go to site
Westpac
60 days
  • AA-
2 Months

Interest info

At Maturity

$5 000 $5 000 000 1.00% Go to site
Bank of New Zealand
190 - 209 days
  • AA-
9 Months

Interest info

Interest can only be paid at maturity

$2 000 $5 000 000 3.05% Go to site
Westpac
4 years
  • AA-
4 years

Interest info

Monthly or Compounding

$5 000 $5 000 000 3.00% Go to site
ANZ Bank
5 years
  • AA-
5 years

Interest info

Compounded quarterly, six monthly, annually or at maturity. Paid into any New Zealand bank account monthly, quarterly, six monthly, annually or at maturity.

$10 000 $5 000 000 3.20% Go to site
Westpac
12 months
  • AA-
1 year

Interest info

At Maturity

$5 000 $5 000 000 3.00% Go to site
Westpac
5 years
  • AA-
5 years

Interest info

Monthly or Compounding

$5 000 $5 000 000 3.00% Go to site
Bank of New Zealand
1 year
  • AA-
1 year

Interest info

Interest payment options available (quarterly, six monthly, annually and at maturity)

$2 000 $5 000 000 3.00% Go to site
ANZ Bank
240 days
  • AA-
6 Months

Interest info

Compounded quarterly, six monthly, annually or at maturity. Paid into any New Zealand bank account monthly, quarterly, six monthly, annually or at maturity.

$10 000 $5 000 000 3.20% Go to site

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