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Term Deposits

Which option is best for your spare cash? We compare term deposits from over 40 different providers below.

Last Updated Tuesday, August 6, 2019 - 9:22pm
Filter options Accepted range in days
1 Month 0 - 45
2 Months 32 - 76
3 Months 62 - 106
4 Months 93 - 137
5 Months 123 - 168
6 Months 154 - 230
9 Months 185 - 318
1 year 276 - 456
18 months 366 - 638
2 years 550 - 886
3 years 732 - 1278
4 years 1097 - 1644
5 years 1462 +
Filter options Accepted range in days
1 Month 0 - 45
2 Months 32 - 76
3 Months 62 - 106
4 Months 93 - 137
5 Months 123 - 168
6 Months 154 - 230
9 Months 185 - 318
1 year 276 - 456
18 months 366 - 638
2 years 550 - 886
3 years 732 - 1278
4 years 1097 - 1644
5 years 1462 +
Institute Product name Credit rating Term Min deposit Max depositsort ascending Rate More Info
Kookmin Bank
7D ~ less 1M
  • A
1 Month $100 000 0.50% Go to site
Kookmin Bank
2 Y
  • A
2 years $100 000 3.30% Go to site
ASB Bank
5 Months
  • AA-
5 Months

Interest info

Depending on the term, returns can be paid quarterly, six-monthly, annually or at the end of the term. Returns can be paid monthly for investments of $10,000 or more with a term of six months or longer.

$10 000 2.70% Go to site
Rabobank New Zealand
9 months Standard interest
  • AA-
9 Months

Interest info

Maturity

$1 000 2.95% Go to site
Rabobank New Zealand
15 months Interim interest Quarterly
  • AA-
1 year

Interest info

Quarterly

$1 000 2.82% Go to site
SBS Bank
24 months
  • BBB
2 years

Interest info

Maturity

$1 000 3.00% Go to site
HSBC
6 months
  • AA-
6 Months

Interest info

For term deposits over two months in duration, you can select to have your interest paid to your nominated account on a monthly, quarterly, six-monthly basis or at maturity. Alternatively, you can elect to have your interest paid to your nominated account at the end of your deposit term.

$100 000 2.80% Go to site
ASB Bank
30 Days
  • AA-
1 Month

Interest info

Depending on the term, returns can be paid quarterly, six-monthly, annually or at the end of the term. Returns can be paid monthly for investments of $10,000 or more with a term of six months or longer.

$10 000 1.00% Go to site
Kookmin Bank
5M
  • A
5 Months $100 000 2.80% Go to site
General Finance
15 months
15 Months

Interest info

Interest paid or compounded quarterly. For deposits in excess of $25,000, interest can be paid monthly.

$2 000 5.05% Go to site
SBS Bank
12 months
  • BBB
1 year

Interest info

Maturity

$1 000 3.00% Go to site
ASB Bank
3 Years
  • AA-
3 years

Interest info

Depending on the term, returns can be paid quarterly, six-monthly, annually or at the end of the term. Returns can be paid monthly for investments of $10,000 or more with a term of six months or longer.

$10 000 3.00% Go to site
Kiwibank
6 months
  • A+
6 Months

Interest info

Interest Paid at Maturity

$50 000 3.05% Go to site
Rabobank New Zealand
15 months Standard interest
  • AA-
1 year

Interest info

Maturity

$1 000 2.85% Go to site
Nelson Building Society
24 months
  • BB+
2 years $5 000 3.00% Go to site

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