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Term Deposits

Which option is best for your spare cash? We compare term deposits from over 40 different providers below.

Last Updated Friday, July 12, 2019 - 10:59pm
Filter options Accepted range in days
1 Month 0 - 45
2 Months 32 - 76
3 Months 62 - 106
4 Months 93 - 137
5 Months 123 - 168
6 Months 154 - 230
9 Months 185 - 318
1 year 276 - 456
18 months 366 - 638
2 years 550 - 886
3 years 732 - 1278
4 years 1097 - 1644
5 years 1462 +
Filter options Accepted range in days
1 Month 0 - 45
2 Months 32 - 76
3 Months 62 - 106
4 Months 93 - 137
5 Months 123 - 168
6 Months 154 - 230
9 Months 185 - 318
1 year 276 - 456
18 months 366 - 638
2 years 550 - 886
3 years 732 - 1278
4 years 1097 - 1644
5 years 1462 +
Institute Product name Credit rating Term Min depositsort descending Max deposit Rate More Info
TSB Bank
4 Years
  • BBB+
4 years

Interest info

six monthly

$10 000 3.00% Go to site
ANZ Bank
18 months
  • AA-
18 months

Interest info

Compounded quarterly, six monthly, annually or at maturity. Paid into any New Zealand bank account monthly, quarterly, six monthly, annually or at maturity.

$10 000 $5 000 000 3.10% Go to site
ANZ Bank
4 years
  • AA-
4 years

Interest info

Compounded quarterly, six monthly, annually or at maturity. Paid into any New Zealand bank account monthly, quarterly, six monthly, annually or at maturity.

$10 000 $5 000 000 3.20% Go to site
The Co-operative Bank
6 Months
  • BBB-
6 Months

Interest info

Interest is calculated daily and, unless stated otherwise, paid quarterly (at the end of March, June, September and December) and at maturity - or monthly on deposits above $5,000.

$10 000 $49 999 3.00% Go to site
Kiwibank
120 days
  • A+
4 Months

Interest info

Interest Paid at Maturity

$10 000 $49 999 2.75% Go to site
TSB Bank
5 Years
  • BBB+
5 years

Interest info

six monthly

$10 000 3.00% Go to site
TSB Bank
2 Years
  • BBB+
2 years

Interest info

six monthly

$10 000 3.00% Go to site
NZCU Auckland
12 months
1 year

Interest info

You can arrange to get paid interest at regular intervals (conditions apply) or on maturity to any account of your choice

$10 000 $500 000 3.35% Go to site
ASB Bank
5 Years
  • AA-
5 years

Interest info

Depending on the term, returns can be paid quarterly, six-monthly, annually or at the end of the term. Returns can be paid monthly for investments of $10,000 or more with a term of six months or longer.

$10 000 3.00% Go to site
Kiwibank
100 days
  • A+
3 Months

Interest info

Interest Paid at Maturity

$10 000 $49 999 2.65% Go to site
The Co-operative Bank
1 Month
  • BBB-
1 Month

Interest info

Interest is calculated daily and, unless stated otherwise, paid quarterly (at the end of March, June, September and December) and at maturity - or monthly on deposits above $5,000.

$10 000 $49 999 1.90% Go to site
The Co-operative Bank
36 Months
  • BBB-
3 years

Interest info

Interest is calculated daily and, unless stated otherwise, paid quarterly (at the end of March, June, September and December) and at maturity - or monthly on deposits above $5,000.

$10 000 $49 999 3.05% Go to site
TSB Bank
9 Months
  • BBB+
9 Months

Interest info

six monthly

$10 000 3.00% Go to site
HSBC
4 months
  • AA-
4 Months

Interest info

For term deposits over two months in duration, you can select to have your interest paid to your nominated account on a monthly, quarterly, six-monthly basis or at maturity. Alternatively, you can elect to have your interest paid to your nominated account at the end of your deposit term.

$10 000 $99 000 2.40% Go to site
Kookmin Bank
4 Y
  • A
4 years $50 000 $99 999 3.25% Go to site

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