Home >> Term Deposits

Term Deposits

Which option is best for your spare cash? We compare term deposits from over 40 different providers below.

Last Updated Friday, July 12, 2019 - 10:59pm
Filter options Accepted range in days
1 Month 0 - 45
2 Months 32 - 76
3 Months 62 - 106
4 Months 93 - 137
5 Months 123 - 168
6 Months 154 - 230
9 Months 185 - 318
1 year 276 - 456
18 months 366 - 638
2 years 550 - 886
3 years 732 - 1278
4 years 1097 - 1644
5 years 1462 +
Filter options Accepted range in days
1 Month 0 - 45
2 Months 32 - 76
3 Months 62 - 106
4 Months 93 - 137
5 Months 123 - 168
6 Months 154 - 230
9 Months 185 - 318
1 year 276 - 456
18 months 366 - 638
2 years 550 - 886
3 years 732 - 1278
4 years 1097 - 1644
5 years 1462 +
Institute Product name Credit rating Term Min deposit Max deposit Rate More Info
Rabobank New Zealand
1 month Standard interest
  • AA-
1 Month

Interest info

Maturity

$1 000 1.70% Go to site
Heartland Bank
1 mth
  • BBB-
1 Month

Interest info

on maturity

$0 1.50% Go to site
Nelson Building Society
30 days
  • BB+
1 Month $5 000 1.50% Go to site
Credit Union Central
1 MONTHS
1 Month $500 $500 000 1.25% Go to site
NZCU Baywide
1 month
  • BB-
1 Month $1 000 $1 000 000 1.25%

Minimum deposit is $1,000 for adults and $500 for children under 18 years old

Go to site
NZCU South
1 month
  • BB-
1 Month

Interest info

Interest is paid on maturity for terms less than 12 months.

$5 000 $500 000 1.25% Go to site
TSB Bank
30 Days
  • BBB+
1 Month

Interest info

Maturity

$10 000 1.10% Go to site
ASB Bank
30 Days
  • AA-
1 Month

Interest info

Depending on the term, returns can be paid quarterly, six-monthly, annually or at the end of the term. Returns can be paid monthly for investments of $10,000 or more with a term of six months or longer.

$10 000 1.00% Go to site
NZCU South
1 month
  • BB-
1 Month

Interest info

Interest is paid on maturity for terms less than 12 months.

$500 $4 999 1.00% Go to site
TSB Bank
30 Days
  • BBB+
1 Month

Interest info

Maturity

$5 000 $9 999 0.85% Go to site
ASB Bank
30 Days
  • AA-
1 Month

Interest info

Depending on the term, returns can be paid quarterly, six-monthly, annually or at the end of the term. Returns can be paid monthly for investments of $10,000 or more with a term of six months or longer.

$5 000 $10 000 0.75% Go to site
Kookmin Bank
1M
  • A
1 Month $5 000 $9 999 0.70% Go to site
Kookmin Bank
1M
  • A
1 Month $10 000 $49 999 0.70% Go to site
Kookmin Bank
1M
  • A
1 Month $50 000 $99 999 0.70% Go to site
Kookmin Bank
1M
  • A
1 Month $100 000 0.70% Go to site

Pages

Traded Endowment Policies are a unique alternative to traditional bank term deposits, offering a range of capital read-more

You’ve worked hard, you’ve gotten your loans in order, and your finances are starting to look up. So what’s next? read-more

Picking the right mortgage product can save you thousands of dollars and reduce the time to pay. However, if you go read-more