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Term Deposits

Which option is best for your spare cash? We compare term deposits from over 40 different providers below.

Last Updated Friday, July 12, 2019 - 10:59pm
Filter options Accepted range in days
1 Month 0 - 45
2 Months 32 - 76
3 Months 62 - 106
4 Months 93 - 137
5 Months 123 - 168
6 Months 154 - 230
9 Months 185 - 318
1 year 276 - 456
18 months 366 - 638
2 years 550 - 886
3 years 732 - 1278
4 years 1097 - 1644
5 years 1462 +
Filter options Accepted range in days
1 Month 0 - 45
2 Months 32 - 76
3 Months 62 - 106
4 Months 93 - 137
5 Months 123 - 168
6 Months 154 - 230
9 Months 185 - 318
1 year 276 - 456
18 months 366 - 638
2 years 550 - 886
3 years 732 - 1278
4 years 1097 - 1644
5 years 1462 +
Institute Product name Credit rating Term Min deposit Max deposit Rate More Info
ANZ Bank
30 days
  • AA-
1 Month

Interest info

Compounded quarterly, six monthly, annually or at maturity. Paid into any New Zealand bank account monthly, quarterly, six monthly, annually or at maturity.

$10 000 $5 000 000 0.50% Go to site
Bank of New Zealand
7 - 29 days
  • AA-
1 Month

Interest info

Interest can only be paid at maturity

$2 000 $5 000 000 0.50% Go to site
Bank of New Zealand
30 - 59 days
  • AA-
1 Month

Interest info

Interest can only be paid at maturity

$2 000 $5 000 000 0.50% Go to site
HSBC
1 month
  • AA-
1 Month

Interest info

For term deposits over two months in duration, you can select to have your interest paid to your nominated account on a monthly, quarterly, six-monthly basis or at maturity. Alternatively, you can elect to have your interest paid to your nominated account at the end of your deposit term.

$100 000 0.50% Go to site
Kiwibank
30 days
  • A+
1 Month

Interest info

Interest Paid at Maturity

$10 000 $49 999 0.50% Go to site
Kiwibank
30 days
  • A+
1 Month

Interest info

Interest Paid at Maturity

$50 000 0.50% Go to site
Kookmin Bank
7D ~ less 1M
  • A
1 Month $5 000 $9 999 0.50% Go to site
Kookmin Bank
7D ~ less 1M
  • A
1 Month $10 000 $49 999 0.50% Go to site
Kookmin Bank
7D ~ less 1M
  • A
1 Month $50 000 $99 999 0.50% Go to site
Kookmin Bank
7D ~ less 1M
  • A
1 Month $100 000 0.50% Go to site
Westpac
30 days
  • AA-
1 Month

Interest info

At Maturity

$5 000 $5 000 000 0.50% Go to site
Kiwibank
30 days
  • A+
1 Month

Interest info

Interest Paid at Maturity

$5 000 $9 999 0.40% Go to site
HSBC
1 month
  • AA-
1 Month

Interest info

For term deposits over two months in duration, you can select to have your interest paid to your nominated account on a monthly, quarterly, six-monthly basis or at maturity. Alternatively, you can elect to have your interest paid to your nominated account at the end of your deposit term.

$10 000 $99 000 0.30% Go to site
HSBC
1 month
  • AA-
1 Month

Interest info

For term deposits over two months in duration, you can select to have your interest paid to your nominated account on a monthly, quarterly, six-monthly basis or at maturity. Alternatively, you can elect to have your interest paid to your nominated account at the end of your deposit term.

$0 $9 999 0.20% Go to site

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