Home >> Term Deposits

Term Deposits

Which option is best for your spare cash? We compare term deposits from over 40 different providers below.

Last Updated Tuesday, January 22, 2019 - 9:46pm
Filter options Accepted range in days
1 Month 0 - 45
2 Months 32 - 76
3 Months 62 - 106
4 Months 93 - 137
5 Months 123 - 168
6 Months 154 - 230
9 Months 185 - 318
1 year 276 - 456
18 months 366 - 638
2 years 550 - 886
3 years 732 - 1278
4 years 1097 - 1644
5 years 1462 +
Filter options Accepted range in days
1 Month 0 - 45
2 Months 32 - 76
3 Months 62 - 106
4 Months 93 - 137
5 Months 123 - 168
6 Months 154 - 230
9 Months 185 - 318
1 year 276 - 456
18 months 366 - 638
2 years 550 - 886
3 years 732 - 1278
4 years 1097 - 1644
5 years 1462 +
Institute Product name Credit rating Term Min deposit Max deposit Rate More Info
UDC Finance
4 years Interest Paid Annually
  • AA-
4 years

Interest info

Interest Paid Annually

$100 000 3.75% Go to site
UDC Finance
4 years Interest Paid Quarterly
  • AA-
4 years

Interest info

Interest Paid Quarterly

$100 000 3.75% Go to site
RaboDirect
4 years Interim interest Monthly
  • AA-
4 years

Interest info

Monthly

$1 000 3.74% Go to site
ANZ Bank
4 years
  • AA-
4 years

Interest info

Compounded quarterly, six monthly, annually or at maturity. Paid into any New Zealand bank account monthly, quarterly, six monthly, annually or at maturity.

$10 000 $5 000 000 3.70% Go to site
Kiwibank
4 years
  • A+
4 years

Interest info

Interest Paid at Maturity

$5 000 $9 999 3.70% Go to site
UDC Finance
4 years Interest Paid at Maturity
  • AA-
4 years

Interest info

Interest Paid at Maturity

$5 000 $99 999 3.70% Go to site
UDC Finance
4 years Interest Paid Annually
  • AA-
4 years

Interest info

Interest Paid Annually

$5 000 $99 999 3.70% Go to site
UDC Finance
4 years Interest Paid Quarterly
  • AA-
4 years

Interest info

Interest Paid Quarterly

$5 000 $99 999 3.70% Go to site
UDC Finance
4 years Interest Paid Monthly
  • AA-
4 years

Interest info

Interest Paid Monthly

$100 000 3.70% Go to site
Bank of New Zealand
4 years
  • AA-
4 years

Interest info

Interest payment options available (quarterly, six monthly, annually and at maturity)

$2 000 $5 000 000 3.65% Go to site
Kookmin Bank
4 Y
  • A
4 years $10 000 $49 999 3.65% Go to site
The Co-operative Bank
48 Months
  • BBB
4 years

Interest info

Interest is calculated daily and, unless stated otherwise, paid quarterly (at the end of March, June, September and December) and at maturity - or monthly on deposits above $5,000.

$2 000 $9 999 3.65% Go to site
TSB Bank
4 Years
  • BBB+
4 years

Interest info

six monthly

$5 000 $9 999 3.65% Go to site
UDC Finance
4 years Interest Paid Monthly
  • AA-
4 years

Interest info

Interest Paid Monthly

$5 000 $99 999 3.65% Go to site
Westpac
4 years
  • AA-
4 years

Interest info

Monthly or Compounding

$5 000 $5 000 000 3.60% Go to site

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