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Term Deposits

Which option is best for your spare cash? We compare term deposits from over 40 different providers below.

Last Updated Monday, December 10, 2018 - 10:49pm
Filter optionsAccepted range in days
1 Month0 - 45
2 Months32 - 76
3 Months62 - 106
4 Months93 - 137
5 Months123 - 168
6 Months154 - 230
9 Months185 - 318
1 year276 - 456
18 months366 - 638
2 years550 - 886
3 years732 - 1278
4 years1097 - 1644
5 years1462 +
Filter optionsAccepted range in days
1 Month0 - 45
2 Months32 - 76
3 Months62 - 106
4 Months93 - 137
5 Months123 - 168
6 Months154 - 230
9 Months185 - 318
1 year276 - 456
18 months366 - 638
2 years550 - 886
3 years732 - 1278
4 years1097 - 1644
5 years1462 +
Institute Product name Credit rating Term Min deposit Max deposit Rate More Info
ASB Bank
12 Months
  • AA-
    1 year

    Interest info

    For terms of less than six months and specials, interest is paid at maturity. For longer terms you can choose to have interest paid monthly or at maturity or compounded quarterly, six monthly or annually. Monthly interest cannot be compounded.

    $5 000 $10 000 2.00% Go to site
    Kiwibank
    1 year
    • A+
      1 year

      Interest info

      Interest Paid at Maturity

      $1 000 $4 999 2.00% Go to site
      Wairarapa Building Society
      1 Year
      • BB+
        1 year $500 $1 999 2.00% Go to site
        HSBC
        12 months
        • AA-
          1 year

          Interest info

          For term deposits over two months in duration, you can select to have your interest paid to your nominated account on a monthly, quarterly, six-monthly basis or at maturity. Alternatively, you can elect to have your interest paid to your nominated account at the end of your deposit term.

          $0 $9 999 1.90% Go to site
          Bank of New Zealand
          1 year**
          • AA-
            1 year

            Interest info

            Interest payment options available (quarterly, six monthly, annually and at maturity)

            $2 000 $4 999 0.75% Go to site

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