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Term Deposits

Which option is best for your spare cash? We compare term deposits from over 40 different providers below.

Last Updated Monday, December 10, 2018 - 10:49pm
Filter optionsAccepted range in days
1 Month0 - 45
2 Months32 - 76
3 Months62 - 106
4 Months93 - 137
5 Months123 - 168
6 Months154 - 230
9 Months185 - 318
1 year276 - 456
18 months366 - 638
2 years550 - 886
3 years732 - 1278
4 years1097 - 1644
5 years1462 +
Filter optionsAccepted range in days
1 Month0 - 45
2 Months32 - 76
3 Months62 - 106
4 Months93 - 137
5 Months123 - 168
6 Months154 - 230
9 Months185 - 318
1 year276 - 456
18 months366 - 638
2 years550 - 886
3 years732 - 1278
4 years1097 - 1644
5 years1462 +
Institute Product name Credit rating Term Min deposit Max deposit Rate More Info
UDC Finance
2 years Interest Paid at Maturity
  • AA-
    2 years

    Interest info

    Interest Paid at Maturity

    $100 000 3.80% Go to site
    UDC Finance
    2 years Interest Paid Annually
    • AA-
      2 years

      Interest info

      Interest Paid Annually

      $100 000 3.80% Go to site
      UDC Finance
      2 years Interest Paid Quarterly
      • AA-
        2 years

        Interest info

        Interest Paid Quarterly

        $100 000 3.80% Go to site
        UDC Finance
        2 years Interest Paid at Maturity
        • AA-
          2 years

          Interest info

          Interest Paid at Maturity

          $5 000 $99 999 3.75% Go to site
          UDC Finance
          2 years Interest Paid Annually
          • AA-
            2 years

            Interest info

            Interest Paid Annually

            $5 000 $99 999 3.75% Go to site
            UDC Finance
            2 years Interest Paid Quarterly
            • AA-
              2 years

              Interest info

              Interest Paid Quarterly

              $5 000 $99 999 3.75% Go to site
              UDC Finance
              2 years Interest Paid Monthly
              • AA-
                2 years

                Interest info

                Interest Paid Monthly

                $100 000 3.75% Go to site
                Heartland Bank
                2 years
                • BBB-
                  2 years

                  Interest info

                  3 Monthly. For terms of 12 months or longer with a minimum deposit of $50,000, interest can be direct credited to a bank account monthly.

                  $20 000 3.70% Go to site
                  Kookmin Bank
                  2 Y
                  • A
                    2 years $100 000 3.70% Go to site
                    Nelson Building Society
                    24 months
                    • BB+
                      2 years $5 000 3.70% Go to site
                      UDC Finance
                      2 years Interest Paid Monthly
                      • AA-
                        2 years

                        Interest info

                        Interest Paid Monthly

                        $5 000 $99 999 3.70% Go to site
                        ASB Bank
                        2 Years
                        • AA-
                          2 years

                          Interest info

                          For terms of less than six months and specials, interest is paid at maturity. For longer terms you can choose to have interest paid monthly or at maturity or compounded quarterly, six monthly or annually. Monthly interest cannot be compounded.

                          $10 000 3.65% Go to site
                          Heartland Bank
                          2 years
                          • BBB-
                            2 years

                            Interest info

                            3 Monthly. For terms of 12 months or longer with a minimum deposit of $50,000, interest can be direct credited to a bank account monthly.

                            $0 $19 999 3.60% Go to site
                            Kookmin Bank
                            2 Y
                            • A
                              2 years $50 000 $99 999 3.60% Go to site
                              NZCU Baywide
                              24 months
                              • BB-
                                2 years $1 000 $1 000 000 3.60%

                                Minimum deposit is $1,000 for adults and $500 for children under 18 years old

                                Go to site

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