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Term Deposits

Which option is best for your spare cash? We compare term deposits from over 40 different providers below.

Last Updated Tuesday, January 22, 2019 - 9:46pm
Filter options Accepted range in days
1 Month 0 - 45
2 Months 32 - 76
3 Months 62 - 106
4 Months 93 - 137
5 Months 123 - 168
6 Months 154 - 230
9 Months 185 - 318
1 year 276 - 456
18 months 366 - 638
2 years 550 - 886
3 years 732 - 1278
4 years 1097 - 1644
5 years 1462 +
Filter options Accepted range in days
1 Month 0 - 45
2 Months 32 - 76
3 Months 62 - 106
4 Months 93 - 137
5 Months 123 - 168
6 Months 154 - 230
9 Months 185 - 318
1 year 276 - 456
18 months 366 - 638
2 years 550 - 886
3 years 732 - 1278
4 years 1097 - 1644
5 years 1462 +

Displaying 76 - 90 of 515 results

Institute Product name Credit rating Term Min deposit Max deposit Rate More Info
Kiwibank 		150 days
  • A+
 5 Months

Interest info

Interest Paid at Maturity

 $10 000 $49 999 3.00% Go to site
Kiwibank 		150 days
  • A+
 5 Months

Interest info

Interest Paid at Maturity

 $50 000 3.00% Go to site
NZCU Baywide 		5 months
  • BB-
 5 Months $1 000 $1 000 000 3.00%

Minimum deposit is $1,000 for adults and $500 for children under 18 years old

 Go to site
Westpac 		5 months
  • AA-
 5 Months

Interest info

At Maturity

 $5 000 $5 000 000 3.00% Go to site
Bank of New Zealand 		150 - 159 days
  • AA-
 5 Months

Interest info

Interest can only be paid at maturity

 $2 000 $5 000 000 2.95% Go to site
Kookmin Bank 		5M
  • A
 5 Months $50 000 $99 999 2.95% Go to site
HSBC 		5 months
  • AA-
 5 Months

Interest info

For term deposits over two months in duration, you can select to have your interest paid to your nominated account on a monthly, quarterly, six-monthly basis or at maturity. Alternatively, you can elect to have your interest paid to your nominated account at the end of your deposit term.

 $100 000 2.90% Go to site
Kiwibank 		150 days
  • A+
 5 Months

Interest info

Interest Paid at Maturity

 $5 000 $9 999 2.90% Go to site
TSB Bank 		5 Months
  • BBB+
 5 Months

Interest info

Maturity

 $10 000 2.90% Go to site
Kookmin Bank 		5M
  • A
 5 Months $10 000 $49 999 2.85% Go to site
HSBC 		5 months
  • AA-
 5 Months

Interest info

For term deposits over two months in duration, you can select to have your interest paid to your nominated account on a monthly, quarterly, six-monthly basis or at maturity. Alternatively, you can elect to have your interest paid to your nominated account at the end of your deposit term.

 $10 000 $99 000 2.80% Go to site
TSB Bank 		5 Months
  • BBB+
 5 Months

Interest info

Maturity

 $5 000 $9 999 2.80% Go to site
Kookmin Bank 		5M
  • A
 5 Months $5 000 $9 999 2.60% Go to site
ASB Bank 		5 Months
  • AA-
 5 Months

Interest info

For terms of less than six months and specials, interest is paid at maturity. For longer terms you can choose to have interest paid monthly or at maturity or compounded quarterly, six monthly or annually. Monthly interest cannot be compounded.

 $5 000 $10 000 2.00% Go to site
Kiwibank 		150 days
  • A+
 5 Months

Interest info

Interest Paid at Maturity

 $1 000 $4 999 2.00% Go to site

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