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Term Deposits

Which option is best for your spare cash? We compare term deposits from over 40 different providers below.

Last Updated Monday, January 20, 2020 - 6:51pm
Filter options Accepted range in days
1 Month 0 - 45
2 Months 32 - 76
3 Months 62 - 106
4 Months 93 - 137
5 Months 123 - 168
6 Months 154 - 230
9 Months 185 - 318
1 year 276 - 456
18 months 366 - 638
2 years 550 - 886
3 years 732 - 1278
4 years 1097 - 1644
5 years 1462 +
Filter options Accepted range in days
1 Month 0 - 45
2 Months 32 - 76
3 Months 62 - 106
4 Months 93 - 137
5 Months 123 - 168
6 Months 154 - 230
9 Months 185 - 318
1 year 276 - 456
18 months 366 - 638
2 years 550 - 886
3 years 732 - 1278
4 years 1097 - 1644
5 years 1462 +
Institute Product name Credit rating Term Min deposit Max depositsort ascending Rate More Info
NZCU South
12 months
  • BB
1 year

Interest info

Interest may be paid quarterly or compounded for terms 12 months and over.

$1 000 $1 500 000 2.70% Go to site
NZCU South
60 months
  • BB
5 years

Interest info

Interest is paid on maturity for terms less than 12 months.

$1 000 $1 500 000 2.85% Go to site
Credit Union Central
48 MONTHS
4 years $500 $1 500 000 2.85% Go to site
NZCU South
24 months
  • BB
2 years

Interest info

Interest is paid on maturity for terms less than 12 months.

$1 000 $1 500 000 2.80% Go to site
Credit Union Central
2 MONTHS
2 Months $500 $1 500 000 1.00% Go to site
NZCU South
9 months
  • BB
9 Months

Interest info

Interest is paid on maturity for terms less than 12 months.

$1 000 $1 500 000 2.75% Go to site
Credit Union Central
1 MONTHS
1 Month $500 $1 500 000 1.00% Go to site
Credit Union Central
18 MONTHS
18 months $500 $1 500 000 2.70% Go to site
Credit Union Central
9 MONTHS
9 Months $500 $1 500 000 2.75% Go to site
Credit Union Central
12 MONTHS
1 year $500 $1 500 000 2.70% Go to site
NZCU South
18 months
  • BB
18 months

Interest info

Interest may be paid quarterly or compounded for terms 12 months and over.

$1 000 $1 500 000 2.70% Go to site
NZCU Baywide
12 months
  • BB
1 year

Interest info

Investors are advised of their options prior to maturity

$1 000 $1 000 000 2.70%

Minimum deposit is $1,000 for adults and $500 for children under 18 years old

Go to site
NZCU Baywide
24 months
  • BB
2 years

Interest info

Investors are advised of their options prior to maturity

$1 000 $1 000 000 2.80%

Minimum deposit is $1,000 for adults and $500 for children under 18 years old

Go to site
NZCU Baywide
2 months
  • BB
2 Months

Interest info

Investors are advised of their options prior to maturity

$1 000 $1 000 000 1.00%

Minimum deposit is $1,000 for adults and $500 for children under 18 years old

Go to site
NZCU Baywide
5 months
  • BB
5 Months

Interest info

Investors are advised of their options prior to maturity

$1 000 $1 000 000 2.40%

Minimum deposit is $1,000 for adults and $500 for children under 18 years old

Go to site

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