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Term Deposits

Which option is best for your spare cash? We compare term deposits from over 40 different providers below.

Last Updated Tuesday, August 6, 2019 - 9:22pm
Filter options Accepted range in days
1 Month 0 - 45
2 Months 32 - 76
3 Months 62 - 106
4 Months 93 - 137
5 Months 123 - 168
6 Months 154 - 230
9 Months 185 - 318
1 year 276 - 456
18 months 366 - 638
2 years 550 - 886
3 years 732 - 1278
4 years 1097 - 1644
5 years 1462 +
Filter options Accepted range in days
1 Month 0 - 45
2 Months 32 - 76
3 Months 62 - 106
4 Months 93 - 137
5 Months 123 - 168
6 Months 154 - 230
9 Months 185 - 318
1 year 276 - 456
18 months 366 - 638
2 years 550 - 886
3 years 732 - 1278
4 years 1097 - 1644
5 years 1462 +
Institute Product name Credit rating Term Min deposit Max depositsort ascending Rate More Info
Credit Union Central
18 MONTHS
18 months $500 $500 000 3.30% Go to site
NZCU Auckland
9 months
9 Months

Interest info

You can arrange to get paid interest at regular intervals (conditions apply) or on maturity to any account of your choice

$10 000 $500 000 3.35% Go to site
Credit Union Central
5 MONTHS
5 Months $500 $500 000 2.90% Go to site
NZCU South
3 months
  • BB-
3 Months

Interest info

Interest is paid on maturity for terms less than 12 months.

$5 000 $500 000 2.50% Go to site
NZCU Auckland
12 months
1 year

Interest info

You can arrange to get paid interest at regular intervals (conditions apply) or on maturity to any account of your choice

$10 000 $500 000 3.35% Go to site
Credit Union Central
36 MONTHS
3 years $500 $500 000 3.40% Go to site
NZCU South
6 months
  • BB-
6 Months

Interest info

Interest is paid on maturity for terms less than 12 months.

$5 000 $500 000 3.20% Go to site
NZCU South
12 months
  • BB-
1 year

Interest info

Interest may be paid quarterly or compounded for terms 12 months and over.

$5 000 $500 000 3.25% Go to site
Credit Union Central
12 MONTHS
1 year $500 $500 000 3.25% Go to site
Credit Union Central
3 MONTHS
3 Months $500 $500 000 2.50% Go to site
NZCU Auckland
24 months
2 years

Interest info

You can arrange to get paid interest at regular intervals (conditions apply) or on maturity to any account of your choice

$10 000 $500 000 3.35% Go to site
NZCU South
1 month
  • BB-
1 Month

Interest info

Interest is paid on maturity for terms less than 12 months.

$5 000 $500 000 1.25% Go to site
Credit Union Central
1 MONTHS
1 Month $500 $500 000 1.25% Go to site
Credit Union Central
2 MONTHS
2 Months $500 $500 000 1.25% Go to site
Credit Union Central
9 MONTHS
9 Months $500 $500 000 3.25% Go to site

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