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Term Deposits

Which option is best for your spare cash? We compare term deposits from over 40 different providers below.

Last Updated Tuesday, August 6, 2019 - 9:22pm
Filter options Accepted range in days
1 Month 0 - 45
2 Months 32 - 76
3 Months 62 - 106
4 Months 93 - 137
5 Months 123 - 168
6 Months 154 - 230
9 Months 185 - 318
1 year 276 - 456
18 months 366 - 638
2 years 550 - 886
3 years 732 - 1278
4 years 1097 - 1644
5 years 1462 +
Filter options Accepted range in days
1 Month 0 - 45
2 Months 32 - 76
3 Months 62 - 106
4 Months 93 - 137
5 Months 123 - 168
6 Months 154 - 230
9 Months 185 - 318
1 year 276 - 456
18 months 366 - 638
2 years 550 - 886
3 years 732 - 1278
4 years 1097 - 1644
5 years 1462 +
Institute Product name Credit rating Term Min deposit Max deposit Ratesort ascending More Info
Kiwibank
5 years
  • A+
5 years

Interest info

Interest Paid at Maturity

$50 000 3.15% Go to site
Kiwibank
200 days
  • A+
6 Months

Interest info

Interest Paid at Maturity

$50 000 3.15% Go to site
Heartland Bank
6 mths
  • BBB-
6 Months

Interest info

3 monthly

$1 000 3.15% Go to site
Heartland Bank
9 mths
  • BBB-
9 Months

Interest info

3 monthly

$1 000 3.15% Go to site
Kookmin Bank
4 Y
  • A
4 years $10 000 $49 999 3.15% Go to site
Kookmin Bank
5 Y
  • A
5 years $5 000 $9 999 3.15% Go to site
Kiwibank
5 years
  • A+
5 years

Interest info

Interest Paid at Maturity

$10 000 $49 999 3.15% Go to site
Kiwibank
200 days
  • A+
6 Months

Interest info

Interest Paid at Maturity

$10 000 $49 999 3.15% Go to site
Kookmin Bank
9M
  • A
9 Months $50 000 $99 999 3.15% Go to site
Kiwibank
4 years
  • A+
4 years

Interest info

Interest Paid at Maturity

$10 000 $49 999 3.10% Go to site
Rabobank New Zealand
5 years Standard interest
  • AA-
5 years

Interest info

Annually and at Maturity

$1 000 3.10% Go to site
SBS Bank
6 months
  • BBB
6 Months

Interest info

Maturity

$1 000 3.10% Go to site
Bank of New Zealand
270 - 364 days
  • AA-
9 Months

Interest info

Interest payment options available (quarterly, six monthly, annually and at maturity)

$2 000 $5 000 000 3.10% Go to site
Kookmin Bank
3 Y
  • A
3 years $10 000 $49 999 3.10% Go to site
Bank of Baroda
270 to less than 12 months
  • BBB-
9 Months

Interest info

Interest compounded quarterly on term deposits

$1 000 $4 999 3.10% Go to site

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