Home >> Term Deposits

Term Deposits

Which option is best for your spare cash? We compare term deposits from over 40 different providers below.

Last Updated Monday, December 10, 2018 - 10:49pm
Filter optionsAccepted range in days
1 Month0 - 45
2 Months32 - 76
3 Months62 - 106
4 Months93 - 137
5 Months123 - 168
6 Months154 - 230
9 Months185 - 318
1 year276 - 456
18 months366 - 638
2 years550 - 886
3 years732 - 1278
4 years1097 - 1644
5 years1462 +
Filter optionsAccepted range in days
1 Month0 - 45
2 Months32 - 76
3 Months62 - 106
4 Months93 - 137
5 Months123 - 168
6 Months154 - 230
9 Months185 - 318
1 year276 - 456
18 months366 - 638
2 years550 - 886
3 years732 - 1278
4 years1097 - 1644
5 years1462 +
Institute Product name Credit rating Term Min deposit Max deposit Rate More Info
Kookmin Bank
3M
  • A
    3 Months $50 000 $99 999 2.75% Go to site
    Nelson Building Society
    90 days
    • BB+
      3 Months $5 000 2.75% Go to site
      NZCU Auckland
      3 months
        3 Months

        Interest info

        You can arrange to get paid interest at regular intervals (conditions apply) or on maturity to any account of your choice

        $10 000 $500 000 2.75% Go to site
        UDC Finance
        3 months Interest Paid at Maturity
        • AA-
          3 Months

          Interest info

          Interest Paid at Maturity

          $100 000 2.75% Go to site
          Wairarapa Building Society
          90 days
          • BB+
            3 Months $2 000 $4 999 2.75% Go to site
            Wairarapa Building Society
            90 days
            • BB+
              3 Months $5 000 2.75% Go to site
              Kiwibank
              100 days
              • A+
                3 Months

                Interest info

                Interest Paid at Maturity

                $5 000 $9 999 2.70% Go to site
                UDC Finance
                3 months Interest Paid at Maturity
                • AA-
                  3 Months

                  Interest info

                  Interest Paid at Maturity

                  $5 000 $99 999 2.70% Go to site
                  ANZ Bank
                  90 days
                  • AA-
                    3 Months

                    Interest info

                    Compounded quarterly, six monthly, annually or at maturity. Paid into any New Zealand bank account monthly, quarterly, six monthly, annually or at maturity.

                    $10 000 $5 000 000 2.65% Go to site
                    Bank of New Zealand
                    90 - 119 days*
                    • AA-
                      3 Months

                      Interest info

                      Interest can only be paid at maturity

                      $5 000 $5 000 000 2.65% Go to site
                      Kiwibank
                      90 days
                      • A+
                        3 Months

                        Interest info

                        Interest Paid at Maturity

                        $10 000 $49 999 2.65% Go to site
                        Kiwibank
                        90 days
                        • A+
                          3 Months

                          Interest info

                          Interest Paid at Maturity

                          $50 000 2.65% Go to site
                          TSB Bank
                          90 Days
                          • BBB+
                            3 Months

                            Interest info

                            Maturity

                            $5 000 $9 999 2.65% Go to site
                            TSB Bank
                            90 Days
                            • BBB+
                              3 Months

                              Interest info

                              Maturity

                              $10 000 2.65% Go to site
                              Westpac
                              90 days
                              • AA-
                                3 Months

                                Interest info

                                At Maturity

                                $5 000 $5 000 000 2.65% Go to site

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