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Term Deposits

Which option is best for your spare cash? We compare term deposits from over 40 different providers below.

Last Updated Thursday, June 13, 2019 - 8:32pm
Filter options Accepted range in days
1 Month 0 - 45
2 Months 32 - 76
3 Months 62 - 106
4 Months 93 - 137
5 Months 123 - 168
6 Months 154 - 230
9 Months 185 - 318
1 year 276 - 456
18 months 366 - 638
2 years 550 - 886
3 years 732 - 1278
4 years 1097 - 1644
5 years 1462 +
Filter options Accepted range in days
1 Month 0 - 45
2 Months 32 - 76
3 Months 62 - 106
4 Months 93 - 137
5 Months 123 - 168
6 Months 154 - 230
9 Months 185 - 318
1 year 276 - 456
18 months 366 - 638
2 years 550 - 886
3 years 732 - 1278
4 years 1097 - 1644
5 years 1462 +
Institute Product name Credit rating Term Min deposit Max deposit Rate More Info
Nelson Building Society
90 days
  • BB+
3 Months $5 000 2.75% Go to site
NZCU Auckland
3 months
3 Months

Interest info

You can arrange to get paid interest at regular intervals (conditions apply) or on maturity to any account of your choice

$10 000 $500 000 2.75% Go to site
Heretaunga Building Society
3 Months
3 Months

Interest info

Interest paid six monthly or on maturity

$1 2.70% Go to site
Bank of Baroda
90 days to 119 days
  • BBB-
3 Months

Interest info

Interest compounded quarterly on term deposits

$5 000 $100 000 2.65% Go to site
Kiwibank
100 days
  • A+
3 Months

Interest info

Interest Paid at Maturity

$10 000 $49 999 2.65% Go to site
Kiwibank
100 days
  • A+
3 Months

Interest info

Interest Paid at Maturity

$50 000 2.65% Go to site
Rabobank New Zealand
3 months Standard interest
  • AA-
3 Months

Interest info

Maturity

$1 000 2.65% Go to site
Wairarapa Building Society
90 Days
  • BB+
3 Months $5 000 2.60% Go to site
Kiwibank
100 days
  • A+
3 Months

Interest info

Interest Paid at Maturity

$5 000 $9 999 2.55% Go to site
ANZ Bank
90 days
  • AA-
3 Months

Interest info

Compounded quarterly, six monthly, annually or at maturity. Paid into any New Zealand bank account monthly, quarterly, six monthly, annually or at maturity.

$10 000 $5 000 000 2.50% Go to site
Bank of India
91 Days to 120 Days
  • BBB-
3 Months $5 000 $50 000 2.50% Go to site
Bank of New Zealand
90 - 119 days
  • AA-
3 Months

Interest info

Interest can only be paid at maturity

$2 000 $5 000 000 2.50% Go to site
Kiwibank
90 days
  • A+
3 Months

Interest info

Interest Paid at Maturity

$10 000 $49 999 2.50% Go to site
Kiwibank
90 days
  • A+
3 Months

Interest info

Interest Paid at Maturity

$50 000 2.50% Go to site
NZCU Auckland
3 months
3 Months

Interest info

You can arrange to get paid interest at regular intervals (conditions apply) or on maturity to any account of your choice

$500 $9 999 2.50% Go to site

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